116 E 38th St, Minneapolis, MN 55409 Property Records

Hennepin County property record for 116 E 38th St, Minneapolis, MN 55409

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,462 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,500 (Oct 2018)
Tax Bill	$7,739 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-028-24-43-0114`

Property Details

APN / Parcel Number

Primary APN	`03-028-24-43-0114`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,462 sqft Living Area
Gross Area	3,683 sqft
1st Floor Area	934 sqft
Basement Area	1,221 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	116 E 38TH ST
City	MINNEAPOLIS
State	MN
Zip	55409-1343
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1A
Legal Description	LOT 015 BLOCK 001 A HIGMAN RIDGWAY & COS ADDN TO MPLS 40.00 X 125.00
Legal Range	24
Legal Township	028
Legal Section	03
Legal Quarter	43
Legal Subdivision	HIGMAN RIDGWAY & COS ADDN TO MPLS
Legal Block	1
Legal Lot Number	15
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	1
Census Block	1007
Census Tract	109300

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 E 38TH ST, MINNEAPOLIS, MN 55409-1343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	May 8, 2002 · Amount on Record
Deed Document Number	201810607187
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	116 E 38TH ST, MINNEAPOLIS, MN 55409-1343
Document Number	0010831539
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 E 38TH ST MINNEAPOLIS MN 554091343, MINNEAPOLIS, MN 55409-1343

Mortgage

Document Number	0010831539
Date	Aug 31, 2020
Instrument	10831539

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 31, 2018
Property Address	116 E 38TH ST, MINNEAPOLIS, MN 55409-1343
Document Number	0010607187
Instrument Date	Oct 26, 2018
Instrument	10607187
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,208.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 E 38TH ST MINNEAPOLIS MN 554091343, MINNEAPOLIS, MN 55409-1343

Mortgage

Document Number	10607188
Date	Oct 31, 2018
Instrument	10607188

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,739.00 (+42.47%)	$501,200 (+21.36%) Land $103,000 Building $398,200	$501,200 (+21.36%) Land $103,000 Building $398,200
2023	$5,432.00 Homeowner's exemption
2022		$413,000 Land $88,000 Building $325,000	$413,000 Land $88,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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