116 E 2nd St, Florence, CO 81226 Property Records

Fremont County property record for 116 E 2nd St, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,710 sqft · built 1889
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,673 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R021477`

Property Details

APN / Parcel Number

Primary APN	`R021477`
Alternative APN	`61011430`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,710 sqft Living Area
1st Floor Area	2,290 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Garage Area	390 sqft
Carport	Carport
Carport Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Patio Area	358 sqft
Guest House	420 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R021477
Street Address	116 E 2ND ST
City	FLORENCE
State	CO
Zip	81226-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 & 24 BLK 1 HOMESTEAD PARK ADD
Legal Subdivision	HOMESTEAD PARK ADD
Legal Block	1
Legal Lot Number	23,24
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2064
Census Tract	978200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Florence Historic District listed 2017 · 56 contributing resources · NRIS 100001309

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Intrafamily Transfer, Transfer · FHA Mortgage BAY EQUITY LLC
Feb 11, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 9, 2017	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Oct 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 13, 2019	Warranty Deed, Transfer · FHA Mortgage FBC MTG
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 18, 2022
Transfer Doc	0001016615
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREMONT CO
Recording Date	May 23, 2022
Property Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Document Number	0001016615
Instrument Date	May 18, 2022
Instrument	1016615
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E 2ND ST, FLORENCE, CO 81226-1517

Mortgage

Document Number	0001016616
Date	May 23, 2022
Instrument	1016616

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000996775
Date	Feb 11, 2021
Instrument	996775

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Oct 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000954963
Date	Oct 9, 2017
Instrument	954963

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREMONT CO
Recording Date	Oct 15, 2019
Property Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Document Number	0000978834
Instrument Date	Sep 13, 2019
Instrument	978834
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E 2ND ST FLORENCE CO 812261517, FLORENCE, CO 81226-1517

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Sep 13, 2019
Property Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Document Number	0000977669
Instrument Date	Sep 13, 2019
Instrument	977669
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E 2ND ST FLORENCE CO 812261517, FLORENCE, CO 81226-1517

Mortgage

Document Number	977670
Date	Sep 13, 2019
Instrument	977670

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Sep 16, 2019
Property Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Document Number	0000977669
Instrument Date	Sep 13, 2019
Instrument	977669
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E 2ND ST, FLORENCE, CO 81226-1517

Mortgage

Document Number	0000977670
Date	Sep 16, 2019
Instrument	977670

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	116 E 2ND ST, FLORENCE, CO 81226-1517
Document Number	0000953481
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	116 E 2ND ST FLORENCE CO 812261517, FLORENCE, CO 81226-1517

Mortgage

Document Number	0000953481
Date	Aug 22, 2017
Instrument	953481

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (+14.67%)	$21,103 (-4.06%)	$337,652 (+2.85%)
2024	$1,459.00 (+1.6%)	$21,996 (+20.13%)
2023	$1,436.00 (+17.22%)	$18,310 (+18.19%)	$328,293 (+47.28%)
2022	$1,225.00	$15,492	$222,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Visionary Broadband.

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