116 E 10th St, Cozad, NE 69130 Property Records

Dawson County property record for 116 E 10th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1900
Lot Size	0.118 acres (5,150 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Jan 2022)
Tax Bill	$748 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20050-006-0011`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20050-006-0011`
Alternative APN	`240198999`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 E 10TH ST
City	COZAD
State	NE
Zip	69130-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000492 LOT 11 BLK 6 CLAYPOOL & COLBYS ADDITION
Legal Subdivision	CLAYPOOL & COLBYS ADDITION
Legal Block	6
Legal Lot Number	11
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	4
Census Block	4032
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75915 ROAD 446, OVERTON, NE 68863-6336
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit HOMESTEAD BANK
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit HOMESTEAD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Deed Document Number	202272
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	116 E 10TH ST, COZAD, NE 69130-1743
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232146
Date	Sep 22, 2023
Instrument	2023-2146

Lender

Name	HOMESTEAD BANK
Type	Bank
Address	LEXINGTON, NE 68850

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	116 E 10TH ST, COZAD, NE 69130-1743
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75915 ROAD 446, OVERTON, NE 68863-6336

Mortgage

Document Number	0020230196
Date	Jan 30, 2023
Instrument	2023-0196

Lender

Name	HOMESTEAD BANK
Type	Bank
Address	LEXINGTON, NE 68850

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,380 (+19.34%) Land $4,120 Building $55,260	$59,380 (+19.34%) Land $4,120 Building $55,260
2025	$748.00 (+129.45%)	$49,755 (+229.07%) Land $4,120 Building $45,635	$49,755 (+229.07%) Land $4,120 Building $45,635
2023	$326.00	$15,120 Land $3,090 Building $12,030	$15,120 Land $3,090 Building $12,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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