Montgomery County property record for 116 Double Tree Ct, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,153 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-40-02-001.05 |
| Primary APN | 031-40-02-001.05 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,276 sqft (0.189 acres) |
|---|
| Account Number | 656483 |
|---|---|
| Street Address | 116 DOUBLE TREE CT |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACORN FALLS LOT 5 & HOUSE |
| Legal Subdivision | ACORN FALLS |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 920201 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 DOUBLE TREE CT, MOUNT STERLING, KY 40353-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000354166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Property Address | 116 DOUBLE TREE CT, MOUNT STERLING, KY 40353-9487 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 DOUBLE TREE CT, MOUNT STERLING, KY 40353-9487 |
| Document Number | 000M698/44 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | M698/44 |
| Instrument | 1973458 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,153.00 (-9.04%) | $247,000 (+12.27%) | $247,000 (+12.27%) |
| 2023 | $2,367.00 | $220,000 | $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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