116 Deertrack Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 116 Deertrack Dr, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1993
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,500 (Dec 2002)
Tax Bill	$2,567 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14084A00175`

Property Details

APN / Parcel Number

Primary APN	`14084A00175`
Alternative APNs	`1379765` `178226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,358 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 DEERTRACK DR
City	MOUNT HOLLY
State	NC
Zip	28120-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DEERTRACK BLK C L 5 14 084A 001 75 000
Legal Subdivision	DEERTRACK SUBDIVISION
Legal Block	C
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2002
Census Tract	31101

Owner

Source: Gaston County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 2, 2025	Deed of Trust, Mortgage STATE EMPLOYEES CU
Dec 19, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 3, 2024	Quit Claim Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2002 · Amount on Record
Deed Sale	Dec 30, 2002 · Amount on Record
Deed Book / Page	3606 / 826
Last Transfer Date	Dec 15, 2025
Transfer Doc	0056072175
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Jun 17, 2026
Property Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423
Document Number	5648001822
Book / Page	5648 / 1822
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	LENDER RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5648001822,
Date	Jun 17, 2026
Book Page	5648/1822

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423

Mortgage

Document Number	0056101987
Date	Jan 5, 2026
Book Page	5610/1987

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423

Mortgage

Document Number	0055681625
Date	Jul 2, 2025
Book Page	5568/1625

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Dec 19, 2025
Property Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423
Document Number	0056072175
Book / Page	5607 / 2175
Map Reference	MB 49 PG 50
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423

Mortgage

Document Number	0056072177
Date	Dec 19, 2025
Instrument	5607/2177

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Jan 3, 2024
Property Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423
Document Number	0054531596
Book / Page	5453 / 1596
Map Reference	MB 49 PG 50
Instrument Date	Dec 21, 2023
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 OAKLAND ST, MOUNT HOLLY, NC 28120-1672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423

Mortgage

Document Number	0054531598
Date	Jan 3, 2024
Instrument	5453/1598

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	116 DEERTRACK DR, MOUNT HOLLY, NC 28120-9423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051721160
Date	Nov 10, 2020
Book Page	5172/1160

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,567.00	$255,700 (-) Land $28,000 Building $227,700
2025	$2,567.00 (-1.08%)	$255,700 (-) Land $28,000 Building $227,700
2023	$2,595.00	$255,700 Land $28,000 Building $227,700
2021			$175,820 Land $24,000 Building $151,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1997–2020)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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