116 Deer Run Dr, Loretto, TN 38469 Property Records

Lawrence County property record for 116 Deer Run Dr, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,706 sqft · built 2003
Lot Size	3.75 acres (163,350 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Aug 2020)
Tax Bill	$2,986 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`050141 07700`

Property Details

APN / Parcel Number

Primary APN	`050141 07700`
Alternative APN	`141 07700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,706 sqft Living Area
1st Floor Area	1,653 sqft
Upper Floors Area	1,053 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	163,350 sqft (3.75 acres)
Garage Type	Mixed
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	116 DEER RUN DR
City	LORETTO
State	TN
Zip	38469-2390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	960700

Owner

116 Deer Run Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Lawrence County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 DEER RUN DR, LORETTO, TN 38469-2390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit TVA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jan 4, 2012 · Amount on File
Deed Document Number	20204383
Deed Book / Page	602 / 10
Transfer Doc	0003040010
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 4, 2020
Property Address	116 DEER RUN DR, LORETTO, TN 38469-2390
Document Number	60210
Book / Page	602 / 10
Map Reference	MB 4 PG 362
Instrument Date	Jul 31, 2020
Instrument	20004383
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DEER RUN DR, LORETTO, TN 38469-2390

Mortgage

Document Number	20004384
Date	Aug 4, 2020
Instrument	20004384

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	116 DEER RUN DR, LORETTO, TN 38469-2390
Document Number	521324
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 DEER RUN DR LORETTO TN 384692390, LORETTO, TN 38469-2390

Mortgage

Document Number	521324
Date	Nov 22, 2017
Book Page	000521/000324
Instrument	5905

Lender

Name	TVA CMNTY CU
Type	Credit Union
Address	MUSCLE SHOALS, AL 35662-1010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 21, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,225 (-) Land $6,750 Building $99,475
2024	$2,986.00 (+20.06%)	$106,225 (-) Land $6,750 Building $99,475
2023	$2,487.00	$106,225 (-) Land $6,750 Building $99,475
2022	$2,487.00	$106,225 Land $6,750 Building $99,475	$424,900 Land $27,000 Building $397,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Deer Run Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Deer Run Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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