116 Deer Ln, Richmond, KY 40475 Property Records

Madison County property record for 116 Deer Ln, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$40,000 (Jun 2022)
Tax Bill	$377 (2025)
Deeds & Mortgages	Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0087`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0087`
Alternative APNs	`101017` `138212` `68193`

Location & Zoning

Account Number	68193
Street Address	116 DEER LN
City	RICHMOND
State	KY
Zip	40475-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 87 PH 1A SEC 4
Legal Subdivision	BOONES TRACE
Legal Phase	1A
Legal Block	4
Legal Lot Number	87
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5905 INVERWOOD DR, BAKERSFIELD, CA 93314-8045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Deed Document Number	2014094977
Deed Book / Page	D824 / 214
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 6, 2022
Property Address	116 DEER LN, RICHMOND, KY 40475-9190
Document Number	00D824/214
Book / Page	D824 / 214
Map Reference	CAB 15 SL 153
Instrument Date	Jun 6, 2022
Instrument	2014094977
Transaction Type	Construction Loan
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 DEER LN, RICHMOND, KY 40475-9190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 INVERWOOD DR, BAKERSFIELD, CA 93314-8045

Mortgage

Document Number	2014094978
Date	Jun 6, 2022
Instrument	2014094978

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00 (-2.84%) Additional exemption filed	$40,000 (-)	$40,000 (-)
2023	$388.00	$40,000	$40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Deer Ln

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