116 Deaver St, Havre De Grace, MD 21078 Property Records

Harford County property record for 116 Deaver St, Havre De Grace, MD 21078

Property Summary

Property Type	Townhouse
Details	1 ba · 816 sqft · built 1940
Lot Size	0.14 acres (6,099 sqft)
Owner	Company Name on Record
Last Sale	$612,000 (Mar 2023)
Tax Bill	$1,061 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-055265`

Property Details

APN / Parcel Number

Primary APN	`06-055265`
Alternative APNs	`6055265` `055265`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,099 sqft (0.14 acres)
Porch	Slab
Porch Area	130 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	055265
Street Address	116 DEAVER ST
City	HAVRE DE GRACE
State	MD
Zip	21078-3703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 76B 6099 SF 116 DEAVER STREET 114-16 DEAVER ST PT 81/9
Legal Subdivision	MINOR SUBDIVISION 114-116 DEAVER STREET
Legal Lot Number	76B
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	2
Census Block	2006
Census Tract	306200

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	310 HEATHER WAY, HAVRE DE GRACE, MD 21078-4123
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Mar 8, 2023	Quit Claim Deed, Transfer · Commercial Mortgage LENDINGONE LLC
Mar 13, 2019	Grant Deed, Transfer · Construction Mortgage FINANCE OF AMERICA COM'L LLC
Oct 23, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Book / Page	15840 / 264
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	0158400264
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	116 DEAVER ST, HAVRE DE GRACE, MD 21078-3703
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133360163
Date	Jul 2, 2019
Book Page	13336/0163

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 8, 2023
Property Address	116 DEAVER ST, HAVRE DE GRACE, MD 21078-3703
Document Number	0158400264
Book / Page	15840 / 264
Map Reference	MB CGH 81 OF 9
Instrument Date	Dec 2, 2021
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 HEATHER WAY, HAVRE DE GRACE, MD 21078-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 HEATHER WAY, HAVRE DE GRACE, MD 21078-4123

Mortgage

Document Number	0158400271
Date	Mar 8, 2023
Instrument	15840-0271

Lender

Name	LENDINGONE LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 13, 2019
Property Address	116 DEAVER ST, HAVRE DE GRACE, MD 21078-3703
Document Number	0131860206
Book / Page	013186 / 000206
Instrument Date	Feb 7, 2019
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 HEATHER WAY HAVRE DE GRACE MD 210784123, HAVRE DE GRACE, MD 21078-4123

Mortgage

Document Number	131860212
Date	Mar 13, 2019
Book Page	013186/000212

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2020

October 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 23, 2018
Property Address	116 DEAVER ST, HAVRE DE GRACE, MD 21078-3703
Document Number	0130310396
Book / Page	013031 / 000396
Instrument Date	Sep 20, 2018
Transaction Type	Foreclosure
Record Updated	Nov 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,061.00 (+10.75%)	$111,300 (+12.27%)	$116,700 (+16.12%) Land $55,100 Building $61,600
2025	$958.00 (+2.79%)
2023		$99,133	$100,500 Land $55,100 Building $45,400
2022	$932.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2004–2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	Organic carbon removal Oct 2023
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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