Passaic County and Ringwood Borough property record for 116 Cupsaw Ave, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 3,654 sqft · built 2005 |
| Lot Size | 0.533 acres (23,231 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Nov 2017) |
| Tax Bill | $17,675 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00872-0000-00017 |
| Primary APN | 11-00872-0000-00017 |
|---|---|
| Alternative APN |
|
| Building Area | 3,654 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 23,231 sqft (0.533 acres) |
| Lot Dimensions | 176 ft deep x 132 ft wide |
| Street Address | 116 CUPSAW AVE |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 872 |
| Legal Lot Number | 17 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 216701 |
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 COPPERFIELD WAY, MAHWAH, NJ 07430-3200 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · SBA Mortgage HANMI BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Nov 20, 2017 | Bargain and Sale Deed, Transfer · ARM UNITY BANK |
| Jun 19, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Prior Sale | Jun 19, 2017 |
| Deed Document Number | 201756469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 116 CUPSAW AVE, RINGWOOD, NJ 07456-2944 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 116 CUPSAW AVE, RINGWOOD, NJ 07456-2944 |
| Document Number | 0000028375 |
|---|---|
| Date | May 26, 2022 |
| Book Page | M18013/135 |
| Instrument | 2022028375 |
| Name | HANMI BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90010 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 116 CUPSAW AVE, RINGWOOD, NJ 07456-2944 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | LEMONBREW ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009032 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | M16816/203 |
| Instrument | 2021009032 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 116 CUPSAW AVE, RINGWOOD, NJ 07456-2944 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000054453 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | M15848/0229 |
| Instrument | 2019054453 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 20, 2017 |
| Property Address | 116 CUPSAW AVE, RINGWOOD, NJ 07456-2944 |
| Document Number | 0000056469 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 2017056469 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | PREMIUM TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12 COPPERFIELD WAY, MAHWAH, NJ 07430-3200 |
| Document Number | 0000056470 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 2017056470 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 19, 2017 |
| Property Address | 116 CUPSAW AVE, RINGWOOD, NJ 07456-2944 |
| Document Number | 0000029149 |
| Book / Page | 003077 / 000254 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 29149 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 CUPSAW AVE RINGWOOD NJ 074562944, RINGWOOD, NJ 07456-2944 |
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,000 (-) Land $153,400 Building $261,600 | $415,000 (-) Land $153,400 Building $261,600 | |
| 2025 | $17,675.00 (+2.31%) | $415,000 (-) Land $153,400 Building $261,600 | $415,000 (-) Land $153,400 Building $261,600 |
| 2024 | $17,276.00 (+5%) | ||
| 2023 | $415,000 Land $153,400 Building $261,600 | $415,000 Land $153,400 Building $261,600 | |
| 2022 | $16,454.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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