116 Cruden Bay Cir, Pinehurst, NC 28374 Property Records

Moore County property record for 116 Cruden Bay Cir, Pinehurst, NC 28374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 1978
Lot Size	0.666 acres (29,011 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Dec 2019)
Tax Bill	$1,358 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`853510453617`

Property Details

APN / Parcel Number

Primary APN	`853510453617`
Alternative APNs	`00025915` `97038843`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	29,011 sqft (0.666 acres)
Patio Area	722 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97038843
Street Address	116 CRUDEN BAY CIR
City	PINEHURST
State	NC
Zip	28374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GCSL
Legal Description	SEVEN LAKES NORTH LOT 813 SEVEN LAKES FIRE CARDINAL
Legal Subdivision	BIG JUNIPER
Legal Lot Number	813
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	2
Census Block	2027
Census Tract	950305

Owner

116 Cruden Bay Cir is owned by two individuals who bought it in December 2019.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 LAKES DR, WEST END, NC 27376
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 6, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Sep 29, 2006 · Amount on File
Deed Document Number	201918064
Deed Book / Page	5234 / 370
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	116 CRUDEN BAY CIR, PINEHURST, NC 28374
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005797/243
Date	Feb 14, 2022
Book Page	5797/243
Instrument	2022002741

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	116 CRUDEN BAY CIR, PINEHURST, NC 28374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4825/445
Date	Jun 6, 2017
Book Page	4825/445
Instrument	2017008057

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	116 CRUDEN BAY CIR, PINEHURST, NC 28374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4918/282
Date	Dec 22, 2017
Book Page	4918/282
Instrument	2017018834

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Dec 2, 2019
Property Address	116 CRUDEN BAY CIR, PINEHURST, NC 28374
Document Number	5234/370
Book / Page	5234 / 370
Map Reference	MB 11 PG 2
Instrument Date	Nov 27, 2019
Instrument	2019018064
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 668, WEST END, NC 27376-0668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8123 BUD HENDERSON RD, HUNTERSVILLE, NC 28078-7506

Mortgage

Document Number	2019018065
Date	Dec 2, 2019
Instrument	2019018065

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 116 Cruden Bay Cir was $1,358.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,358.00	$323,550 (-) Land $75,000 Building $248,550
2025	$1,358.00	$323,550 Land $75,000 Building $248,550
2024			$323,550 (-) Land $75,000 Building $248,550
2023	$1,472.00	$323,550 Land $75,000 Building $248,550	$323,550 Land $75,000 Building $248,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Cruden Bay Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cruden Bay Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Randolph Telephone, Verizon.

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