Calvert County property record for 116 Cross Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 984 sqft · built 1989 |
| Lot Size | 0.38 acres (16,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Oct 2018) |
| Tax Bill | $2,392 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-133179 |
| Primary APN | 01-133179 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 984 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,540 sqft (0.38 acres) |
| Deck Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 133179 |
|---|---|
| Street Address | 116 CROSS RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 6 BLK 22 PLAT 11 WHITE SANDS |
| Legal Subdivision | PLAT ELEVEN WHITE SANDS |
| Legal Block | 22 |
| Legal Lot Number | 6 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 860902 |
116 Cross Rd is owned and occupied by an individual who bought it in October 2018.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 CROSS RD, LUSBY, MD 20657-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on File |
| Deed Sale | Oct 9, 2018 · Amount on File |
| Prior Sale | Jul 6, 2004 · Amount on File |
| Deed Book / Page | 5264 / 71 |
| Prior Transfer Date | Oct 6, 2014 |
| Prior Transfer Doc | 0044510007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 9, 2018 |
| Property Address | 116 CROSS RD, LUSBY, MD 20657-2033 |
| Document Number | 0052640071 |
| Book / Page | 005264 / 000071 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 116 CROSS RD LUSBY MD 206572033, LUSBY, MD 20657-2033 |
| Document Number | 52640079 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 005264/000079 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2048 |
The 2025 property tax bill for 116 Cross Rd was $2,392.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,700 (+8.24%) Land $67,900 Building $149,800 | $217,700 (-) Land $67,900 Building $149,800 | |
| 2025 | $2,392.00 | $201,133 | $217,700 Land $67,900 Building $149,800 |
| 2023 | $1,745.00 | $168,000 Land $67,900 Building $100,100 | $168,000 Land $67,900 Building $100,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Cross Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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