116 Crabtree Trl, Point Harbor, NC 27964 Property Records

Currituck County property record for 116 Crabtree Trl, Point Harbor, NC 27964

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 2012
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Apr 2024)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9846-48-9696`

Property Details

APN / Parcel Number

Primary APN	`9846-48-9696`
Alternative APNs	`132A004018R0000` `000126659` `000170252` `9846-48`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
Basement Area	308 sqft
Finished Basement	112 sqft
Unfinished Basement	196 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	9 ft deep x 12 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000170252
Street Address	116 CRABTREE TRL
City	POINT HARBOR
State	NC
Zip	27964-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 18R RECOMB FOR MICHELLE & PHILLIP LENZ
Legal Subdivision	POINT HARBOR BEACH
Legal Block	4
Legal Lot Number	18R
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1007
Census Tract	110403

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 84, KILL DEVIL HILLS, NC 27948-0084
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Jun 15, 2012 · Amount on Record
Deed Document Number	2024388422
Deed Book / Page	1766 / 592
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	116 CRABTREE TRL, POINT HARBOR, NC 27964-1400
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017320149
Date	Apr 25, 2023
Book Page	1732/149
Instrument	382554

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 9, 2024
Property Address	116 CRABTREE TRL, POINT HARBOR, NC 27964-1400
Document Number	0017660592
Book / Page	1766 / 592
Map Reference	VAB M PG 102
Instrument Date	Apr 1, 2024
Instrument	388422
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 CRABTREE TRL, POINT HARBOR, NC 27964-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 84, POINT HARBOR, NC 27964-0084

Mortgage

Document Number	0000388423
Date	Apr 9, 2024
Instrument	388423

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,834.00 (+0.49%)	$252,500 (-) Land $39,900 Building $212,600
2024	$1,825.00 (+9.28%)	$252,500 (-) Land $39,900 Building $212,600
2023	$1,670.00 (+18.61%)	$252,500 (-) Land $39,900 Building $212,600	$252,500 (-) Land $39,900 Building $212,600
2022	$1,408.00	$252,500 Land $39,900 Building $212,600	$252,500 (-) Land $39,900 Building $212,600
2021			$252,500 Land $39,900 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2011–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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