116 Cowing St, Silverton, OR 97381 Property Records

Marion County property record for 116 Cowing St, Silverton, OR 97381

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1910
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$379,900 (Jun 2025)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061W35CC02100`

Property Details

APN / Parcel Number

Primary APN	`061W35CC02100`
Alternative APN	`517877`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	40 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	517877
Street Address	116 COWING ST
City	SILVERTON
State	OR
Zip	97381-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC/TWN/RNG/MER:SEC 35 TWN 06S RNG 01W
Legal Range	01W
Legal Township	06
Legal Section	35
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Lot Number	2100
Jurisdiction	MARION OR
Township / Civil Division	SILVERTON
Census Block Group	2
Census Block	2011
Census Tract	10502

Owner

116 Cowing St is owned by an individual who bought it in June 2025.

Source: Marion County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1652, SILVERTON, OR 97381-0148
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	Aug 2, 2006 · Amount on File
Deed Document Number	2025-16941
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Jun 4, 2025
Property Address	116 COWING ST, SILVERTON, OR 97381-2318
Document Number	0202516941
Instrument Date	May 22, 2025
Instrument	2025-16941
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1652, SILVERTON, OR 97381-0148

Mortgage

Document Number	0202516942
Date	Jun 4, 2025
Instrument	2025-16942

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	SILVERTON, OR 97381

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	116 COWING ST, SILVERTON, OR 97381-2318
Document Number	0000009260
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 COWING ST SILVERTON OR 973812318, SILVERTON, OR 97381-2318

Mortgage

Document Number	0000009260
Date	Feb 21, 2020
Book Page	004302/000378
Instrument	9260

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	116 COWING ST, SILVERTON, OR 97381-2318
Document Number	0000046546
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 COWING ST SILVERTON OR 973812318, SILVERTON, OR 97381-2318

Mortgage

Document Number	0000046546
Date	Sep 24, 2018
Book Page	004124/000315
Instrument	46546

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 116 Cowing St was $2,313, up 2.8% from the year before.

Source: Marion County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Silverton City
Unified School District	Silver Falls School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,313.00 (+2.8%)	$139,880 (+3%)	$338,560 (+6.77%) Land $182,000 Building $156,560
2024	$2,250.00 (+2.65%)	$135,810 (+3%)	$317,090 (-2.62%) Land $162,500 Building $154,590
2023	$2,192.00 (+2.43%)	$131,860 (+3%)	$325,630 (+16.83%) Land $162,500 Building $163,130
2022	$2,140.00	$128,020	$278,710 Land $122,500 Building $156,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Cowing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cowing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SILVERTON serves 10,484 people · EPA ID OR4100823
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications, T-Mobile.

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