116 Cottage Cove Dr, Marblehead (Lakeside Marblehead), OH 43440 Property Records

Ottawa County property record for 116 Cottage Cove Dr, Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,144 sqft · built 2016
Lot Size	0.098 acres (4,251 sqft)
Owner	2 Trust Names on File
Last Sale	$455,900 (Jul 2022)
Tax Bill	$5,166 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026235-8`

Property Details

APN / Parcel Number

Primary APN	`026235-8`
Alternative APN	`015-01894-02411-026`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	1,404 sqft
Upper Floors Area	740 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,251 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	281 sqft
Deck Area	61 sqft
Patio Area	61 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	026235-8
Street Address	116 COTTAGE COVE DR
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 COTTAGE COVE
Legal Subdivision	COTTAGE COVE SUBDIVISION
Legal Lot Number	26
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	1
Census Block	1010
Census Tract	50302

Owner

116 Cottage Cove Dr is owner-occupied and held in a trust since July 2022.

Source: Ottawa County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	116 COTTAGE COVE DR, LAKESIDE MARBLEHEAD, OH 43440-3103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 15, 2022	Survivorship Deed, Transfer · Stand-Alone First Mortgage DAVID R MUSACCHIA ETUX
Nov 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	2022319181
Deed Book / Page	1906 / 826
Prior Transfer Date	Mar 24, 2014
Prior Transfer Doc	0000241021
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Jun 30, 2026
Property Address	116 COTTAGE COVE DR, LAKESIDE MARBLEHEAD, OH 43440-3103
Document Number	0000004065
Book / Page	2088 / 970
Instrument Date	Jun 26, 2026
Instrument	20264065
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	116 COTTAGE COVE DR, LAKESIDE MARBLEHEAD, OH 43440-3103

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	OTTAWA OH
Recording Date	Jul 15, 2022
Property Address	116 COTTAGE COVE DR, LAKESIDE MARBLEHEAD, OH 43440-3103
Document Number	0000319181
Book / Page	1906 / 826
Map Reference	VOL 43 PG 31
Instrument Date	Jul 6, 2022
Instrument	2022-319181
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	HARTUNG TITLE ORDER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	28890 TURNBRIDGE RD, BAY VILLAGE, OH 44140-1835

Mortgage

Document Number	0019060828
Date	Jul 15, 2022
Instrument	1906-0828

Lender

Name	DAVID R MUSACCHIA ETUX
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Nov 18, 2019
Property Address	116 COTTAGE COVE DR, LAKESIDE MARBLEHEAD, OH 43440-3103
Document Number	0000290057
Book / Page	001744 / 000935
Instrument Date	Nov 13, 2019
Instrument	290057
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,256.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 275 MARBLEHEAD OH 434400275, MARBLEHEAD, OH 43440-0275

Tax Assessment & Valuation

The 2025 property tax bill for 116 Cottage Cove Dr was $5,166 with a homeowner's exemption, up 0.4% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Municipality	Marblehead Village
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,166.00 (+0.41%)	$150,469 (-) Land $24,885 Building $125,584
2024	$5,145.00 (+12.66%) Homeowner's exemption	$150,469 (+20.17%) Land $24,885 Building $125,584	$429,910 Land $71,100 Building $358,810
2023	$4,567.00 (+4.22%)	$125,213 (-) Land $12,439 Building $112,774
2022	$4,382.00 Homeowner's exemption	$125,213 Land $12,439 Building $112,774
2021			$357,750 Land $35,540 Building $322,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Cottage Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1982–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cottage Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD VILLAGE serves 865 people · EPA ID OH6202411
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Amplex Wireless.

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