Monmouth County and Ocean Township property record for 116 Cotswold Cir, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,598 sqft · built 1985 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (Feb 2026) |
| Tax Bill | $6,596 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jun 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00034-0000-00029-0000-C1.04 |
| Primary APN | 37-00034-0000-00029-0000-C1.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,598 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Upper Floors Area | 764 sqft |
| Basement Area | 368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37000340000000290000C1.04 |
|---|---|
| Street Address | 116 COTSWOLD CIR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 292 |
| Legal Description | COTSWOLD-ON-THE GREEN BLDG 1 UNIT 1-D |
| Legal Subdivision | COTSWOLD-ON-THE GREEN |
| Legal Block | 34 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 806502 |
116 Cotswold Cir is owned and occupied by an individual who bought it in February 2026.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 COTSWOLD CIR, OCEAN, NJ 07712-2650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Jun 20, 2025 | Deed, Transfer · Commercial Mortgage WOODMONT HORN FL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Aug 15, 2005 · Amount on File |
| Deed Document Number | 202614784 |
| Deed Book / Page | 9780 / 6247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 19, 2026 |
| Property Address | 116 COTSWOLD CIR, OCEAN, NJ 07712-2650 |
| Document Number | 0097806247 |
| Book / Page | 9780 / 6247 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026014784 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 BONN PL, WEEHAWKEN, NJ 07086-6903 |
| Name | Verified Name |
|---|---|
| Address | 116 COTSWOLD CIR, OCEAN, NJ 07712-2650 |
| Document Number | 2026014786 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026014786 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 20, 2025 |
| Property Address | 116 COTSWOLD CIR, OCEAN, NJ 07712-2650 |
| Document Number | 0097434787 |
| Book / Page | 9743 / 4787 |
| Instrument Date | Jun 19, 2025 |
| Instrument | 2025048557 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | APPELLATE LAND SERVICES LIMITED, APPELLATE LAND SERVICES LTD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 BONN PL, WEEHAWKEN, NJ 07086-6903 |
| Name | Verified Name |
|---|---|
| Address | 5 BONN PL, WEEHAWKEN, NJ 07086-6903 |
| Document Number | 2025048558 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 2025048558 |
| Name | WOODMONT HORN FL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $542,900 (+2.07%) Land $315,000 Building $227,900 | $542,900 (+2.07%) Land $315,000 Building $227,900 | |
| 2025 | $531,900 Land $309,000 Building $222,900 | $531,900 Land $309,000 Building $222,900 | |
| 2024 | $6,596.00 (-6.13%) | ||
| 2023 | $7,027.00 (+11.97%) | $459,600 Land $248,000 Building $211,600 | $459,600 Land $248,000 Building $211,600 |
| 2022 | $6,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Cotswold Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Cotswold Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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