116 Converse Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 116 Converse Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1984
Lot Size	0.655 acres (28,532 sqft)
Owner	Individual Name on Record
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-220-019-00`

Property Details

APN / Parcel Number

Primary APN	`012-220-019-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,408 sqft Living Area
1st Floor Area	836 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft
Flooring	Carpet

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	28,532 sqft (0.655 acres)
Lot Dimensions	174 ft deep x 164 ft wide
Garage Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 CONVERSE DR
City	LAPEER
State	MI
Zip	48446-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 2 T7N R10E THE CONVERSE LOT 19.
Legal Range	10E
Legal Township	07N
Legal Section	02
Legal Subdivision	THE CONVERSE
Legal Lot Number	19
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2003
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 CONVERSE DR, LAPEER, MI 48446-3374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2018	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025
Deed Sale	May 28, 2025
Prior Sale	Sep 13, 2004 · Amount on Record
Deed Book / Page	3458 / 974
Prior Transfer Date	Feb 5, 2025
Prior Transfer Doc	0034580974
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	116 CONVERSE DR, LAPEER, MI 48446-3374
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CONVERSE DR, LAPEER, MI 48446-3374
Investor	Possibly a Property Investor

Mortgage

Document Number	0033680430
Date	Sep 19, 2023
Book Page	3368/430

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	116 CONVERSE DR, LAPEER, MI 48446-3374
Document Number	0029870627
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CONVERSE DR LAPEER MI 484463374, LAPEER, MI 48446-3374

Mortgage

Document Number	0029870627
Date	Oct 1, 2018
Book Page	002987/000627

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,000 (-12.92%)	$182,000 (-12.92%)
2025	$1,139.00 (+2.52%) Homeowner's exemption	$104,500 (+7.29%)	$209,000 (+7.29%)
2024	$1,111.00 (+9.57%)
2023		$97,400	$194,800
2022	$1,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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