116 Colonial Dr, Onarga, IL 60955 Property Records

Iroquois County property record for 116 Colonial Dr, Onarga, IL 60955 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.462 acres (20,150 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Jun 2022)
Tax Bill$4,590 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jun 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23 30 251 023

Property Details

APN / Parcel Number

Primary APN23 30 251 023

Exterior

Lot Area20,150 sqft (0.462 acres)

Location & Zoning

Street Address116 COLONIAL DR
CityONARGA
StateIL
Zip60955-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 100' LTS 12 & 13
Legal SubdivisionWARNS SUBDIVISION
Legal Lot Number12,13
JurisdictionIROQUOIS IL
Township / Civil DivisionONARGA
Census Block Group3
Census Block3092
Census Tract950600

Owner

Source: Iroquois County records · APN 23 30 251 023

Assessment roll updated July 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address116 COLONIAL DR, ONARGA, IL 60955-1353
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Jun 30, 2022Warranty Deed, Transfer · Commercial Mortgage
IROQUOIS FARMERS STATE BANK
Nov 24, 2021Warranty Deed, Transfer · Commercial Mortgage
IROQUOIS FARMERS STATE BANK
May 18, 2017Deed of Trust, Mortgage · Commercial Mortgage
FEDERATED BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleNov 24, 2021 · Amount on Record
Deed Document Number20222379
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address116 COLONIAL DR, ONARGA, IL 60955-1353
Transaction TypeMortgage
Record UpdatedDec 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 COLONIAL DR, ONARGA, IL 60955-1353

Mortgage

Document Number00025R3924
DateNov 18, 2025
Instrument25R3924
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 01, 2045
Interest
Rate TypeAdjustable Rate
Rate10.7%
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateJun 30, 2022
Property Address116 COLONIAL DR, ONARGA, IL 60955-1353
Document Number00022R2379
Map ReferenceDOC 74-P-15
Instrument DateJun 29, 2022
Instrument22R2379
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 COLONIAL DR, 116, ONARGA, IL 60955-1353

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address116 COLONIAL DR, ONARGA, IL 60955-1353

Mortgage

Document Number00022R2380
DateJun 30, 2022
Instrument22R2380
Lender
NameIROQUOIS FARMERS STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term63 Months
DueSep 01, 2027
Interest
Rate5%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateNov 24, 2021
Property Address116 COLONIAL DR, ONARGA, IL 60955-1353
Document Number21R4946
Map ReferenceDOC 74-P-15
Instrument DateNov 23, 2021
Instrument21R4946
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.25
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 COLONIAL DR, 116, ONARGA, IL 60955-1353

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address116 COLONIAL DR, ONARGA, IL 60955-1353

Mortgage

Document Number21R4947
DateNov 24, 2021
Instrument21R4947
Lender
NameIROQUOIS FARMERS STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address116 COLONIAL DR, ONARGA, IL 60955-1353
Transaction TypeMortgage
Record UpdatedFeb 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17R1513
DateMay 18, 2017
Instrument17R1513
Lender
NameFEDERATED BANK
TypeBank
AddressONARGA, IL 60955
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 09, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionOnarga Township
MunicipalityOnarga Village
Unified School DistrictIroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,590.00 (+31.63%)$59,740 (+26.57%) Land $1,250 Building $58,490$179,220 (+26.57%) Land $3,750 Building $175,470
2022$3,487.00 Homeowner's exemption$47,200 Land $990 Building $46,210$141,600 Land $2,970 Building $138,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iroquois County (17075C), updated August 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170759506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2016, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
MCC Network ServicesFiber8,000 / 8,000
Pavlov MediaFiber8,000 / 8,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
Benton Ridge Telephone CompanyFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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