116 COLES WAY MADISON MS 391106880, MADISON, MS 39110-6880
Mortgage
Document Number
916990
Date
Jan 29, 2021
Book Page
003981/000509
Instrument
916990
Lender
Name
ANGEL OAK HM LOANS
Address
ATLANTA, GA 30328
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jan 28, 2051
February 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MADISON MS
Recording Date
Feb 26, 2019
Property Address
116 COLES WAY, MADISON, MS 39110-6880
Document Number
0000859119
Book / Page
003694 / 000793
Instrument Date
Feb 22, 2019
Instrument
859119
Transaction Type
Transfer
Record Updated
Mar 7, 2019
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
116 COLES WAY MADISON MS 391106880, MADISON, MS 39110-6880
Mortgage
Document Number
859120
Date
Feb 26, 2019
Book Page
003694/000795
Instrument
859120
Lender
Name
RESIDENTIAL MTG
Type
Mortgage Company
Address
RIDGELAND, MS 39157
Agreement
Amount
Amount on Record
Term
360 Months
Due
Feb 25, 2049
May 2018: Trustee's Deed, Construction Loan
Document Type
Trustee's Deed
Jurisdiction
MADISON MS
Recording Date
May 7, 2018
Property Address
116 COLES WAY, MADISON, MS 39110-6880
Book / Page
003597 / 000678
Instrument Date
May 2, 2018
Instrument
838378
Transaction Type
Construction Loan
Record Updated
Jan 12, 2019
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
116 COLES WAY MADISON MS 391106880, MADISON, MS 39110-6880
Mortgage
Document Number
0000838378
Date
May 7, 2018
Book Page
003597/000678
Instrument
838378
Lender
Name
BANCORPSOUTH
Type
Bank
Address
TUPELO, MS 38803-4360
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
May 6, 2019
Interest
Rate Type
Adjustable Rate
October 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MADISON MS
Recording Date
Oct 27, 2017
Property Address
116 COLES WAY, MADISON, MS 39110-6880
Document Number
0000827151
Book / Page
003538 / 000500
Instrument Date
Oct 26, 2017
Instrument
827151
Transaction Type
Transfer
Record Updated
Nov 29, 2017
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
116 COLES WAY MADISON MS 391106880, MADISON, MS 39110-6880
Mortgage
Document Number
827152
Date
Oct 27, 2017
Book Page
003538/000502
Instrument
827152
Lender
Name
ASSURANCE FIN'L
Type
Funding / Finance Company
Address
BATON ROUGE, LA 70809
Agreement
Amount
Amount on Record
Term
360 Months
Due
Oct 26, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 116 Coles Way was $1,342 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
Property Jurisdictions
Type
Name
State
Mississippi
County
Madison County
Unified School District
Madison County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,342.00Homeowner's exemption
$15,996
$159,960Land $40,000Building $119,960
2024
$1,342.00
2023
$1,342.00Homeowner's exemption
$15,996
$159,960Land $40,000Building $119,960
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 116 Coles Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 policies
Nearby Flood Policies
10 in force
Nearby Flood Claims
1 (2024)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Apr 2024 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 116 Coles Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood
0.02% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source
Groundwater
Last State Inspection
Jun 2024
Lead
2 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025