116 Clipper Dr, Middletown, DE 19709 Property Records

New Castle County property record for 116 Clipper Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 1996
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-056.00-039`

Property Details

APN / Parcel Number

Primary APN	`11-056.00-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	920 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	266 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 CLIPPER DR
City	MIDDLETOWN
State	DE
Zip	19709-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC21
Legal Subdivision	NAUTICAL COVE
Legal Lot Number	30
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3001
Census Tract	16609

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Cornucopia listed 1987 · 11 contributing resources · NRIS 87001517

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 Clipper Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: New Castle County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 CLIPPER DR, MIDDLETOWN, DE 19709-9256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · VA Mortgage PIKE CREEK MORTGAGE SERVICES INC
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit LOUVIERS FCU
Mar 21, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jul 30, 2019	Correction Deed ATTORNEY ONLY
Sep 18, 2018	Deed, Transfer · VA Mortgage PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018
Deed Sale	Sep 18, 2018
Prior Sale	Feb 16, 1996 · Amount on File
Deed Document Number	201847298
Last Transfer Date	Jul 22, 2019
Transfer Doc	0000058195
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	116 CLIPPER DR, MIDDLETOWN, DE 19709-9256
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058199
Date	Jul 30, 2019
Instrument	20190730-0058199

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Credit Union
Address	NEWARK, DE 19711

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	116 CLIPPER DR, MIDDLETOWN, DE 19709-9256
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018692
Date	Apr 20, 2018
Instrument	20180420-0018692

Lender

Name	LOUVIERS FCU
Type	Credit Union
Address	NEWARK, DE 19711

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	116 CLIPPER DR, MIDDLETOWN, DE 19709-9256
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031686
Date	Mar 21, 2022
Instrument	20220321-0031686

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 30, 2019
Property Address	116 CLIPPER DR, MIDDLETOWN, DE 19709-9256
Document Number	0000058195
Instrument Date	Jul 22, 2019
Instrument	58195
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 CLIPPER DR MIDDLETOWN DE 197099256, MIDDLETOWN, DE 19709-9256

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 18, 2018
Property Address	116 CLIPPER DR, MIDDLETOWN, DE 19709-9256
Document Number	0000047298
Map Reference	MF 11349
Instrument Date	Sep 14, 2018
Instrument	20180918-0047298
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 CLIPPER DR, MIDDLETOWN, DE 19709-9256

Mortgage

Document Number	0000047299
Date	Sep 18, 2018
Instrument	20180918-0047299

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 116 Clipper Dr was $4,331.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00	$536,600 Land $140,500 Building $396,100
2024			$361,350
2023	$3,210.00	$86,500 Land $14,700 Building $71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Clipper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Clipper Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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