116 Cliff Rd, Sterrett, AL 35147 Property Records

Shelby County property record for 116 Cliff Rd, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,043 sqft · built 2000
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$290,500 (Oct 2017)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Jul 2020 Transfer Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`095210000001256`

Property Details

APN / Parcel Number

Primary APN	`095210000001256`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,043 sqft Heated Area
1st Floor Area	1,821 sqft
Upper Floors Area	692 sqft
Basement Area	852 sqft
Finished Basement	969 sqft
Unfinished Basement	337 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	170 ft deep x 115 ft wide
Garage Type	Basement
Pool Area	648 sqft
Porch	Patio
Deck Area	708 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 CLIFF RD
City	STERRETT
State	AL
Zip	35147-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W 2001 ANNEX PER ELECTION NBRHD: 01 FOREST PARKS 280 R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST PARKS 6TH SECTOR 2ND PHASE
Legal Lot Number	604
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2035
Census Tract	30211

Owner

116 Cliff Rd is owned and occupied by an individual who acquired it in July 2020.

Source: Shelby County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	116 CLIFF RD, STERRETT, AL 35147-7006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Quit Claim Deed, Transfer OTHER
Oct 12, 2017	Warranty Deed, Transfer · Line of Credit NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Prior Sale	May 3, 2010 · Amount on File
Deed Document Number	2017370940
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000297770
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 16, 2020
Property Address	116 CLIFF RD, STERRETT, AL 35147-7006
Document Number	0000297770
Instrument Date	Jul 7, 2020
Instrument	297770
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CLIFF RD STERRETT AL 351477006, STERRETT, AL 35147-7006

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 12, 2017
Property Address	116 CLIFF RD, STERRETT, AL 35147-7006
Document Number	0000370940
Instrument Date	Oct 4, 2017
Instrument	370940
Transaction Type	Transfer
Record Updated	Nov 15, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 CLIFF RD STERRETT AL 351477006, STERRETT, AL 35147-7006

Mortgage

Document Number	370950
Date	Oct 12, 2017
Instrument	370950

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 Cliff Rd was $2,332 with exemptions applied.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00	$53,020	$530,200 Land $95,000 Building $435,200
2023	$1,910.00	$51,340	$513,230 Land $85,000 Building $428,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Cliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cliff Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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