116 Chinoe Rd, Versailles, KY 40383 Property Records

Woodford County property record for 116 Chinoe Rd, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 2008
OwnerIndividual Name on File
Last Sale$149,500 (May 2017)
Tax Bill$1,489 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN30-3031-001-00

Property Details

APN / Parcel Number

Primary APN30-3031-001-00
Alternative APN
  • 30299

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,340 sqft Living Area

Exterior

Year BuiltBuilt 2008
Exterior MaterialCombination
Foundation TypeBlock
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area72 sqft
Deck Area142 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number30299
Street Address116 CHINOE RD
CityVERSAILLES
StateKY
Zip40383-8024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE
Legal SubdivisionWOOLDRIDGE GARDENS PH 11
Legal Lot Number261
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group2
Census Block2014
Census Tract50103

Owner

116 Chinoe Rd is owned and occupied by an individual who bought it in May 2017.

Source: Woodford County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address116 CHINOE RD, VERSAILLES, KY 40383-8024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK OF WEST VIRGINIA
Oct 22, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Apr 21, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS COMMERCE BANK
Jul 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 16, 2017Deed, Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2017 · Amount on File
Deed SaleMay 16, 2017 · Amount on File
Deed Document Number36258
Deed Book / PageD300 / 361
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address116 CHINOE RD, VERSAILLES, KY 40383-8024
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CHINOE RD, VERSAILLES, KY 40383-8024

Mortgage

Document Number00M975/364
DateOct 2, 2023
Book PageM975/364
Instrument214846
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
AddressVERSAILLES, KY 40383
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueAug 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address116 CHINOE RD, VERSAILLES, KY 40383-8024
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M928/612
DateOct 22, 2021
Book PageM928/612
Instrument116059
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueFeb 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address116 CHINOE RD, VERSAILLES, KY 40383-8024
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CHINOE RD, VERSAILLES, KY 40383-8024

Mortgage

Document Number000M907/38
DateApr 21, 2021
Book PageM907/38
Instrument97956
Lender
NameCITIZENS COMMERCE BANK
TypeBank
AddressVERSAILLES, KY 40383
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 10, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address116 CHINOE RD, VERSAILLES, KY 40383-8024
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000M952/1
DateJul 15, 2022
Book PageM952/1
Instrument148362
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term351 Months
DueOct 1, 2051

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateMay 16, 2017
Property Address116 CHINOE RD, VERSAILLES, KY 40383-8024
Document Number00D300/361
Book / PageD300 / 361
Map ReferenceCAB D SL 268
Instrument DateMay 11, 2017
Instrument36258
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$149.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address201 E MAIN ST # ST1000, 201, LEXINGTON, KY 40507-2003

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address116 CHINOE RD, VERSAILLES, KY 40383-8024

Mortgage

Document Number0000036259
DateMay 16, 2017
Instrument36259
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 116 Chinoe Rd was $1,489 with a homeowner's exemption.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityVersailles City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,489.00 Homeowner's exemption$210,000$210,000
2023$1,076.00 Homeowner's exemption$149,500$149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Chinoe Rd in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims39 (1978–1997)
Claims Outside the SFHA8 of 39
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims
  • Severe Storms & Flooding, Feb 1989 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Chinoe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20

May also be available: Verizon.

Nearby Properties on Chinoe Rd

Nearby Streets

Search Property Records by Address or Parcel Number