116 Chestnut St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 116 Chestnut St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,724 sqft · built 1910
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,500 (Sep 1995)
Tax Bill	$8,946 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00125-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`10-00125-0000-00023`
Alternative APN	`100012500023`

Interior

Stories	2 Stories
Building Area	1,724 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Location & Zoning

Street Address	116 CHESTNUT ST
City	MIDDLESEX
State	NJ
Zip	08846-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X200 23-A
Legal Subdivision	INCL
Legal Block	125
Legal Lot Number	23
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3010
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 CHESTNUT ST, MIDDLESEX, NJ 08846-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage PROVIDENT BANK
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1995 · Amount on Record
Deed Sale	Sep 1, 1995 · Amount on Record
Deed Book / Page	4265 / 114
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	116 CHESTNUT ST, MIDDLESEX, NJ 08846-1017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007141
Date	Jan 26, 2018
Book Page	17070/0851
Instrument	201800007141

Lender

Name	PROVIDENT BANK
Type	Subprime Lender
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	116 CHESTNUT ST, MIDDLESEX, NJ 08846-1017
Document Number	0000089096
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHESTNUT ST MIDDLESEX NJ 088461017, MIDDLESEX, NJ 08846-1017

Mortgage

Document Number	0000089096
Date	Oct 24, 2019
Book Page	017664/000347
Instrument	89096

Lender

Name	PROVIDENT BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,600 (+11.99%) Land $157,900 Building $314,700	$472,600 (+11.99%) Land $157,900 Building $314,700
2025	$8,946.00 (-13.82%)	$422,000 (-5.93%) Land $157,900 Building $264,100	$422,000 (-5.93%) Land $157,900 Building $264,100
2024	$10,380.00 (+7.97%)
2023		$448,600 Land $157,900 Building $290,700	$448,600 Land $157,900 Building $290,700
2022	$9,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, Xfinity.

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