Otsego County and Unadilla Town property record for 116 Chessapeake Dr, Bainbridge, NY 13733
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,920 sqft · built 1981 |
| Lot Size | 5.54 acres (241,322 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 336.00-1-6.01 |
| Primary APN | 366289 336.00-1-6.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Lot Area | 241,322 sqft (5.54 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 420 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 200978 |
|---|---|
| Street Address | 116 CHESSAPEAKE DR |
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-3395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 987 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 6.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 116 CHESSAPEAKE DR, BAINBRIDGE, NY 13733-3395 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 26, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit DELAWARE NAT'L BK/DELHI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0000000079 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 26, 2024 |
| Property Address | 116 CHESSAPEAKE DR, BAINBRIDGE, NY 13733-3395 |
| Document Number | 0000000079 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024-379 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 CHESSAPEAKE DR, BAINBRIDGE, NY 13733-3395 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 116 CHESSAPEAKE DR, BAINBRIDGE, NY 13733-3395 |
| Document Number | 0000005307 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | SCHOWRIGHT ABSTRACT CORPORATION, SCHOWRIGHT ABS CORP |
| Name | Verified Name |
|---|---|
| Address | 116 CHESSAPEAKE DR BAINBRIDGE NY 137333395, BAINBRIDGE, NY 13733-3395 |
| Document Number | 0000005307 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 5307 |
| Name | DELAWARE NAT'L BK/DELHI |
|---|---|
| Type | Bank |
| Address | DELHI, NY 13753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,269.00 | $67,200 (-) Land $16,200 Building $51,000 | $163,902 (+14.63%) Land $39,512 Building $124,390 |
| 2023 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $67,200 (-) Land $16,200 Building $51,000 | $142,979 (+12.77%) Land $34,468 Building $108,511 |
| 2022 | $67,200 Land $16,200 Building $51,000 | $126,792 Land $30,566 Building $96,226 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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