Lincoln County property record for 116 Cherry Crk Bluff Rd, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 612 sqft · built 2021 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $139 (2025) |
| Deeds & Mortgages | Jan 2024 Reverse Mortgage |
| APN | R5618251 |
| Primary APN | R5618251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 612 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 208,217 sqft (4.78 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Account Number | 0000054018 |
|---|---|
| Street Address | 116 CHERRY CREEK BLUFF RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-7775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE RIDGE, S11, T29 N, R31 W, ACRES 4.78, TRACT C PM 6106 |
| Legal Range | 31W |
| Legal Township | 29N |
| Legal Section | 11 |
| Legal Subdivision | PINE RIDGE |
| Legal Tract | C |
| Legal Lot Number | C |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 100 |
Source: Lincoln County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 CHERRY CREEK BLUFF RD, LIBBY, MT 59923-7775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2007 |
| Deed Sale | Oct 30, 2007 |
| Deed Document Number | 2007206422 |
| Deed Book / Page | 315 / 86 |
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 0000301165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 116 CHERRY CREEK BLUFF RD, LIBBY, MT 59923-7775 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E LIBBY |
| Name | Verified Name |
|---|---|
| Address | 116 CHERRY CREEK BLUFF RD, LIBBY, MT 59923-7775 |
| Document Number | 000404/614 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 404/614 |
| Instrument | 309182 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 963 Months |
| Due | Apr 16, 2104 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.74% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
Source: Lincoln County assessment roll, as of September 19, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139.00 (-39.57%) Homeowner's exemption | $224,326 (+36.39%) | $224,326 (+36.39%) Land $123,276 Building $101,050 |
| 2023 | $230.00 | $164,472 | $164,472 Land $76,872 Building $87,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Feb 1996 · Severe Storms, Flooding, And Ice Jams |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 65% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Inland Cellular Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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