116 Cherokee St, Lowell, AR 72745 Property Records

Benton County property record for 116 Cherokee St, Lowell, AR 72745

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,922 sqft · built 2016
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Jul 2023)
Tax Bill$4,170 (2026)
Deeds & MortgagesMar 2026 Mortgage
Jul 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-03055-000

Property Details

APN / Parcel Number

Primary APN12-03055-000
Alternative APNs
  • 143558.0
  • 143558

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,922 sqft Living Area
Gross Area2,450 sqft
1st Floor Area1,922 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area902 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address116 CHEROKEE ST
CityLOWELL
StateAR
Zip72745-6000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT 10-10/2006 2006-1235 & REVISED PLAT 8/13/2013 2013 467-469
Legal Range30
Legal Township18
Legal Section04
Legal SubdivisionWEATHERTON PUD-LOWELL
Legal Lot Number105
JurisdictionBENTON AR
Township / Civil Division4
Census Block Group1
Census Block1064
Census Tract21316

Owner

116 Cherokee St is owned and occupied by an individual who bought it in July 2023.

Source: Benton County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address116 CHEROKEE ST, LOWELL, AR 72745-6000
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 21, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 4, 2020Warranty Deed, Transfer · Conventional with PMI
UNITED FCU
Jun 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2023 · Amount on File
Deed SaleJul 21, 2023 · Amount on File
Prior SaleAug 4, 2020 · Amount on File
Deed Document Number202337037
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address116 CHEROKEE ST, LOWELL, AR 72745-6000
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CHEROKEE ST, LOWELL, AR 72745-6000

Mortgage

Document NumberL202614627
DateMar 18, 2026
InstrumentL202614627
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term329 Months
DueAug 1, 2053

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateJul 21, 2023
Property Address116 CHEROKEE ST, LOWELL, AR 72745-6000
Document NumberL202337037
Map ReferenceMB 2006 PG 1235-1237
Instrument DateJul 11, 2023
InstrumentL202337037
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyREALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,336.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CHEROKEE ST, LOWELL, AR 72745-6000

Mortgage

Document NumberL202337038
DateJul 21, 2023
InstrumentL202337038
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateAug 4, 2020
Property Address116 CHEROKEE ST, LOWELL, AR 72745-6000
Document Number0000047416
Instrument DateJul 31, 2020
Instrument47416
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 CHEROKEE ST PIGGOTT AR 72454, PIGGOTT, AR 72454

Mortgage

Document Number47417
DateAug 4, 2020
Instrument47417
Lender
NameUNITED FCU
TypeCredit Union
AddressST JOSEPH, MI 49085
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 3, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address116 CHEROKEE ST, LOWELL, AR 72745-6000
Document Number000M130366
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 CHEROKEE ST LOWELL AR 727456000, LOWELL, AR 72745-6000

Mortgage

Document Number000M130366
DateJun 26, 2017
InstrumentM130366
Lender
NameGATEWAY MTG
TypeMortgage Company
AddressJENKS, OK 74037-3448
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 25, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 116 Cherokee St was $4,170, up 0.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityLowell City
Unified School DistrictRogers Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,170.00 (+0.82%)$72,034 (-) Land $15,200 Building $56,834$360,170 (-) Land $76,000 Building $284,170
2025$4,136.00$72,034 Land $15,200 Building $56,834$360,170 (-) Land $76,000 Building $284,170
2024$360,170 (+47.49%) Land $76,000 Building $284,170
2023$2,598.00$48,840 Land $7,200 Building $41,640$244,200 Land $36,000 Building $208,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Cherokee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cherokee St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Brightspeed
Fiber
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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