116 Cheek Rd, Franklin, NC 28734 Property Records

Macon County property record for 116 Cheek Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1920
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jan 2018)
Tax Bill	$1,003 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6582761570`

Property Details

APN / Parcel Number

Primary APN	`6582761570`
Alternative APNs	`0104442` `149634`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Heated Area
1st Floor Area	864 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	1,368 sqft
Patio Area	660 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	149634
Street Address	116 CHEEK RD
City	FRANKLIN
State	NC
Zip	28734-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHEEK RD
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	970700

Owner

116 Cheek Rd is owned and occupied by an individual who bought it in January 2018.

Source: Macon County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	116 CHEEK RD, FRANKLIN, NC 28734-5764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 16, 2018	Warranty Deed, Transfer
Jan 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Prior Sale	Jul 21, 2016 · Amount on File
Deed Document Number	2018306
Deed Book / Page	38 / 1148
Prior Transfer Date	Jun 28, 2016
Prior Transfer Doc	K37/1552
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 26, 2021
Property Address	116 CHEEK RD, FRANKLIN, NC 28734-5764
Document Number	Y40/417
Book / Page	Y-40 / 417
Instrument Date	May 26, 2021
Instrument	2021005097
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHEEK RD, FRANKLIN, NC 28734-5764

Mortgage

Document Number	2021005098
Date	May 26, 2021
Instrument	2021005098

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 16, 2018
Property Address	116 CHEEK RD, FRANKLIN, NC 28734-5764
Document Number	J38/1148
Book / Page	J-38 / 1148
Instrument Date	Jan 16, 2018
Instrument	2018000306
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 MIDDLE SKEENAH RD, 550, FRANKLIN, NC 28734-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 LOPES CIR, FRANKLIN, NC 28734-3527

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 16, 2018
Property Address	116 CHEEK RD, FRANKLIN, NC 28734-5764
Document Number	J38/1148
Book / Page	J-38 / 1148
Instrument Date	Jan 16, 2018
Instrument	2018000306
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 MIDDLE SKEENAH RD, 550, FRANKLIN, NC 28734-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 LOPES CIR, FRANKLIN, NC 28734-3527

Tax Assessment & Valuation

The 2026 property tax bill for 116 Cheek Rd was $1,003.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,003.00	$235,800 Land $37,040 Building $198,760	$235,800 Land $37,040 Building $198,760
2025	$1,003.00
2023	$979.00	$235,800 Land $37,040 Building $198,760	$235,800 Land $37,040 Building $198,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Cheek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cheek Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: BalsamWest FiberNET, Frontier, Verizon, Vyve Broadband.

Nearby Properties on Cheek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures