116 Charles Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 116 Charles Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1989
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on Record
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-1-02.0-1-004-017.100`

Property Details

APN / Parcel Number

Primary APN	`29-1-02.0-1-004-017.100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1989
Architectural Style	Other
Lot Area	135,036 sqft (3.09 acres)
Garage Area	480 sqft
Patio Area	216 sqft

Location & Zoning

Street Address	116 CHARLES DR
City	SAINT CLAIR
State	MO
Zip	63077-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:1 CAMELOT ESTATES
Legal Range	01W
Legal Township	41
Legal Section	02
Legal Quarter	NE
Legal Subdivision	CAMELOT ESTATES
Legal Block	4
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2036
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 1, 2025	Beneficiary Deed, Transfer
Nov 20, 2023	Intrafamily Transfer, Transfer
Nov 20, 2023	Warranty Deed, Transfer
Jun 9, 2020	Warranty Deed, Transfer UNITED BK/UNION
Feb 14, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025
Deed Sale	Oct 1, 2025
Prior Sale	Nov 20, 2023
Deed Document Number	0002512477
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002409744
Date	Aug 23, 2024
Instrument	2409744

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2039

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 1, 2025
Property Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936
Document Number	0002512477
Map Reference	PB N PG 806
Instrument Date	Oct 1, 2025
Instrument	2512477
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Nov 20, 2023
Property Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936
Document Number	0002313791
Map Reference	REF 2004-24741
Instrument Date	Nov 20, 2023
Instrument	2313791
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 BADON HILL DR, WASHINGTON, MO 63090-5683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BADON HILL DR, WASHINGTON, MO 63090-5683

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 20, 2023
Property Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936
Document Number	0002313792
Map Reference	REF 2004-24741
Instrument Date	Nov 20, 2023
Instrument	2313792
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 BADON HILL DR, WASHINGTON, MO 63090-5683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BADON HILL DR, WASHINGTON, MO 63090-5683

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 9, 2020
Property Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936
Document Number	0000008735
Instrument Date	Jun 5, 2020
Instrument	8735
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHARLES DR ST CLAIR MO 630771936, ST CLAIR, MO 63077-1936

Mortgage

Document Number	8736
Date	Jun 9, 2020
Instrument	8736

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 14, 2019
Property Address	116 CHARLES DR, SAINT CLAIR, MO 63077-1936
Document Number	0000001781
Instrument Date	Feb 12, 2019
Instrument	1781
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHARLES DR ST CLAIR MO 630771936, ST CLAIR, MO 63077-1936

Mortgage

Document Number	1782
Date	Feb 14, 2019
Instrument	1782

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (+19.35%)	$24,459 (+7.5%)	$128,730 (+7.5%) Land $22,250 Building $106,480
2024	$1,240.00 (-1.67%)	$22,753 (-)
2023	$1,261.00 (+7.59%)	$22,753	$119,750 Land $19,200 Building $100,550
2022	$1,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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