116 Central Ave, #118, Dayton, OH 45406 Property Records

Montgomery County property record for 116 Central Ave, #118, Dayton, OH 45406

Property Summary

Property Type	Duplex
Details	6 bd · 5 ba · 3,524 sqft · built 1915
Lot Size	0.252 acres (10,999 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Jun 2019)
Tax Bill	$2,132 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R72 06504 0047`

Property Details

APN / Parcel Number

Primary APN	`R72 06504 0047`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,524 sqft Total Area
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 1915
Architectural Style	Log Home
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,999 sqft (0.252 acres)
Lot Dimensions	200 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 CENTRAL AVE # 118, 118
City	DAYTON
State	OH
Zip	45406-5401
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	7615-16 PTS 65-4-56
Legal Lot Number	47
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1007
Census Tract	165200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Steele's Hill-Grafton Hill Historic District (Boundary Increase) listed 2023 · 393 contributing resources · NRIS 86001237

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

116 Central Ave, #118 is owned by an individual who acquired it in February 2022.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2038 TAMARACK RIDGE CT, BEAVERCREEK, OH 45431-4321
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage DAY AIR CU INC
Jun 11, 2019	Warranty Deed, Transfer MID AMERICA TITLE COMPANY, MID AMERICA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	0000029679
Last Transfer Date	Feb 15, 2022
Transfer Doc	0000010130
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 15, 2022
Property Address	116-118 CENTRAL AVE, DAYTON, OH 45406
Document Number	0000010130
Instrument Date	Dec 24, 2021
Instrument	2022-00010130
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2038 TAMARACK RIDGE CT, BEAVERCREEK, OH 45431-4321

Mortgage

Document Number	0000010131
Date	Feb 15, 2022
Instrument	2022-00010131

Lender

Name	DAY AIR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 11, 2019
Property Address	116 CENTRAL AVE, DAYTON, OH 45406-5401
Document Number	0000029679
Instrument Date	Jun 6, 2019
Instrument	29679
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	MID AMERICA TITLE COMPANY, MID AMERICA TITLE CO

Transaction

Amount	Amount on Record
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116-118 CENTRAL AVE DAYTON OH 454065401, DAYTON, OH 45406-5401

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,760 Land $11,960 Building $23,800
2024	$2,132.00 (+2.35%)
2023	$2,083.00 (-16.81%)	$35,760 (+7.13%) Land $11,960 Building $23,800	$102,160 Land $34,160 Building $68,000
2022	$2,504.00	$33,380 Land $11,170 Building $22,210
2020			$95,390 Land $31,920 Building $63,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Central Ave, #118 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 116 Central Ave, #118 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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