Putnam County property record for 116 Cedar St, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,888 sqft · built 1989 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $30,000 (Oct 2016) |
| Tax Bill | $1,054 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09-23-3407-0080-0040 |
| Primary APN | 10-09-23-3407-0080-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,888 sqft |
| Flooring | Wood |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 202 ft deep x 108 ft wide |
| Garage Type | Carport |
| Garage Area | 828 sqft |
| Carport | Carport |
| Carport Area | 828 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 320 sqft |
| Deck Area | 268 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 11422 |
|---|---|
| Street Address | 116 CEDAR ST |
| City | MELROSE |
| State | FL |
| Zip | 32666-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NE1/4 OR286 P253, (HALFMOON LAKE HOMESITES, UNREC BLK H LOT 4) |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 10 |
| Legal Subdivision | HALFMOON LAKE HOMESITES |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 950300 |
Source: Putnam County records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 116 CEDAR ST, MELROSE, FL 32666-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2016 · Amount on Record |
| Deed Sale | Oct 20, 2016 · Amount on Record |
| Prior Sale | May 1, 2015 |
| Deed Document Number | 201618376 |
| Deed Book / Page | 1454 / 1276 |
| Prior Transfer Date | Oct 20, 2003 |
| Prior Transfer Doc | 0000480791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 116 CEDAR ST, MELROSE, FL 32666-3113 |
| Document Number | 0018661415 |
| Book / Page | 1866 / 1415 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202610171 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 116 CEDAR ST, MELROSE, FL 32666-3113 |
| Document Number | 0000010171, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 1866/1415 |
| Instrument | 202610171 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 14, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,054.00 (+18.16%) Homeowner's exemption | $84,210 (+5.98%) | $129,548 (-4.7%) Land $3,760 Building $125,788 |
| 2023 | $892.00 (+7.34%) Homeowner's exemption | $79,460 (+2.99%) | $135,938 (+14.51%) Land $3,760 Building $132,178 |
| 2022 | $831.00 Homeowner's exemption | $77,150 | $118,708 Land $5,010 Building $113,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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