116 Cedar Rd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 116 Cedar Rd, Atlantic Beach, NC 28512

Property Summary

Property Type	Vacant Land
Lot Size	0.264 acres (11,543 sqft)
Owner	Trust Name on Record
Last Sale	$95,000 (Sep 2020)
Tax Bill	$521 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6365.13.02.7584000`

Property Details

APN / Parcel Number

Primary APN	`6365.13.02.7584000`
Alternative APNs	`472800` `34658`

Exterior

Lot Area	11,543 sqft (0.264 acres)
Lot Dimensions	150 ft deep x 68 ft wide

Location & Zoning

Account Number	34658
Street Address	116 CEDAR RD
City	ATLANTIC BEACH
State	NC
Zip	28512-6700
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	L10 BI PINE KNOLL SHORES
Legal Subdivision	PINE KNOLL SHORES SEC 1
Legal Block	I
Legal Lot Number	10
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2033
Census Tract	971003

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2102 STERLING CT, HAMPSTEAD, MD 21074-1314
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage SELECT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	0001689212
Deed Book / Page	1689 / 212
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	116 CEDAR RD, PINE KNOLL SHORES, NC 28512-6700
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 STERLING CT, HAMPSTEAD, MD 21074-1314

Mortgage

Document Number	0018210036
Date	Feb 29, 2024
Book Page	1821/36
Instrument	1821036

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	7.37%
Max Rate At Change	12.3%
Max Rate	12.3%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 28, 2020
Property Address	116 CEDAR RD, PINE KNOLL SHORES, NC 28512-6700
Document Number	0016890212
Book / Page	1689 / 212
Map Reference	MB 7 PG 18
Instrument Date	Sep 3, 2020
Instrument	1689212
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SHEPHERD ST, 5, FOXBORO, MA 02035-3105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	2102 STERLING CT, HAMPSTEAD, MD 21074-1314

Mortgage

Document Number	1689213
Date	Sep 28, 2020
Instrument	1689-213

Lender

Name	SELECT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 28, 2023

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Pine Knoll Shores Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$521.00 (+90.84%)	$231,725 (+179.78%) Land $231,725	$231,725 (+179.78%) Land $231,725
2023		$82,824 Land $82,824	$82,824 Land $82,824
2022	$273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 461 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,290 units insured incl. 829 condo units
Nearby Flood Claims	52 (1999–2024)
Claims Outside the SFHA	16 of 52
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Dorian, Sep 2019 · 4 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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