Shelby County property record for 116 Cedar Cove Dr, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,076 sqft · built 1986 |
| Lot Size | 0.464 acres (20,211 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Dec 2017) |
| Tax Bill | $1,807 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131114003004017 |
| Primary APN | 131114003004017 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Heated Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,211 sqft (0.464 acres) |
| Lot Dimensions | 109 ft deep x 185 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 CEDAR COVE DR |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 20S 03W NBRHD: 08 CAHABA VALLEY R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 11 |
| Legal Subdivision | CEDAR COVE PHASE 2 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30316 |
Source: Shelby County assessment roll, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC |
| Dec 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Prior Sale | Dec 19, 2006 · Amount on Record |
| Deed Document Number | 2017449580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 116 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000318620 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 20210701000318620 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Dec 18, 2017 |
| Property Address | 116 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Document Number | 0000449580 |
| Map Reference | MB9 PG111 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 20171218000449580 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6236 PEREGRINE CIR, 6236, TRUSSVILLE, AL 35173-6323 |
| Name | Verified Name |
|---|---|
| Address | 116 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Document Number | 0000449590 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 20171218000449590 |
| Name | BANK OF LITTLE ROCK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,807.00 (+20.07%) | $31,160 (+16.88%) | $311,600 (+16.88%) Land $75,000 Building $236,600 |
| 2023 | $1,505.00 | $26,660 | $266,600 Land $70,000 Building $196,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 76 (1979–2021) |
| Claims Outside the SFHA | 12 of 76 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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