Buncombe County property record for 116 Caubleville Dr, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1976 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Nov 2018) |
| Tax Bill | $1,984 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 713797-2020-202 |
| Primary APN | 713797-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Deck Area | 632 sqft |
| Patio Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 713797-2020-202 |
|---|---|
| Street Address | 116 CAUBLEVILLE DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0000-0000 |
| Legal Block | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 3204 |
Source: Buncombe County records · APN 713797-2020-202
Assessment roll updated September 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 CAUBLEVILLE DR, FLETCHER, NC 28732-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Dec 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Nov 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2018 · Amount on Record |
| Deed Sale | Nov 05, 2018 · Amount on Record |
| Prior Sale | Feb 22, 2002 · Amount on Record |
| Deed Book / Page | 5717 / 1286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 116 CAUBLEVILLE DR, FLETCHER, NC 28732-9443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0065740673 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 6574/673 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, NC 28792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 116 CAUBLEVILLE DR, FLETCHER, NC 28732-9443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056381202 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 5638/1202 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 116 CAUBLEVILLE DR, FLETCHER, NC 28732-9443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12001 N CENTRAL EXPY 750, 750, DALLAS, TX 75243-3776 |
| Document Number | 0059881886 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 5988/1886 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 05, 2018 |
| Property Address | 116 CAUBLEVILLE DR, FLETCHER, NC 28732-9443 |
| Document Number | 0057171286 |
| Book / Page | 5717 / 1286 |
| Instrument Date | Nov 05, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 CAUBLEVILLE DR, FLETCHER, NC 28732-9443 |
| Document Number | 0057171289 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 5717/1289 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,984.00 (+4.31%) | $280,800 (-) Land $108,500 Building $172,300 | $280,800 (-) Land $108,500 Building $172,300 |
| 2024 | $1,902.00 (+5.37%) | ||
| 2023 | $1,805.00 (+1.58%) | $280,800 (-) | $280,800 (-) Land $108,500 Building $172,300 |
| 2022 | $1,777.00 | $280,800 | $280,800 (-) Land $108,500 Building $172,300 |
| 2021 | $280,800 Land $108,500 Building $172,300 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2021–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 46 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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