116 Cardinal Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 116 Cardinal Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,344 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Garage	Attached, 240 sqft
Occupancy	Owner Occupied
Tax Bill	$1,331.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`229850-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,344 sqft Living Area
Gross Area	1,536 sqft Gross Area
1st Floor	1,104 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	7,840 sqft (0.18 acres)
Lot Width	80 ft Width
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Deck Area	97 sqft Deck
Patio Area	289 sqft Patio
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	116 CARDINAL RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6104
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	8-40 ST AUG SOUTH UT 7 LOTS 1717 & 1718 OR1191/965
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 7
Legal Block	7
Legal Lot Number	1717
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2004
Census Tract	21302

Owner

Source: St. Johns County records · APN 229850-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 CARDINAL RD, SAINT AUGUSTINE, FL 32086-6104
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 CARDINAL RD, SAINT AUGUSTINE, FL 32086-6104
Document Number	0044801255
Book / Page	004480 / 001255
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 04, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	116 CARDINAL RD ST AUGUSTINE FL 320866104, ST AUGUSTINE, FL 32086-6104

Mortgage

Document Number	0044801255
Date	Dec 21, 2017
Book Page	004480/001255
Instrument	86608

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2032

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,971 (+2.7%)	$256,178 (+0.24%) Land $104,880 Building $151,298
2025	$1,331.00 (+17.37%) Homeowner's exemption	$111,948 (+2.9%)	$255,569 (+1.81%) Land $107,040 Building $148,529
2024	$1,134.00 (+2.53%) Homeowner's exemption	$108,793 (+3%)	$251,029 (-1.54%) Land $107,040 Building $143,989
2023	$1,106.00 (+4.83%) Homeowner's exemption	$105,624 (+3%)	$254,957 (+10.69%) Land $107,040 Building $147,917
2022	$1,055.00 Homeowner's exemption	$102,548	$230,331 Land $71,680 Building $158,651

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.