Shelby County property record for 116 Cambridge Trl, Alabaster, AL 35007
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,896 sqft · built 1994 |
| Lot Size | 0.245 acres (10,698 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,436 (2026) |
| Deeds & Mortgages | Dec 2017 Line of Credit Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232101004030000 |
| Primary APN | 232101004030000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Heated Area |
| 1st Floor Area | 1,526 sqft |
| Basement Area | 846 sqft |
| Finished Basement | 616 sqft |
| Unfinished Basement | 230 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Masonite |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,698 sqft (0.245 acres) |
| Lot Dimensions | 191 ft deep x 56 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 CAMBRIDGE TRL |
|---|---|
| City | ALABASTER |
| State | AL |
| Zip | 35007-5170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 10 21S 03W NBRHD: 02 SUMMER BROOK R-2 |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 10 |
| Legal Subdivision | CAMBRIDGE POINTE 2ND SECTOR 2ND PHASE |
| Legal Lot Number | 30 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30306 |
116 Cambridge Trl is owned and occupied by an individual.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 CAMBRIDGE TRL, ALABASTER, AL 35007-5170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Nov 27, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Jun 7, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 116 CAMBRIDGE TRL, ALABASTER, AL 35007-5170 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000432890 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 20171204000432890 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 14, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 116 CAMBRIDGE TRL, ALABASTER, AL 35007-5170 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414740 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 20181127000414740 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 2, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 7, 2019 |
| Property Address | 116 CAMBRIDGE TRL, ALABASTER, AL 35007-5170 |
| Document Number | 0000200230 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 200230 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 CAMBRIDGE TRL ALABASTER AL 350075170, ALABASTER, AL 35007-5170 |
| Document Number | 200240 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 200240 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2049 |
The 2026 property tax bill for 116 Cambridge Trl was $1,436 with a homeowner's exemption, down 0.2% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,436.00 (-0.21%) Homeowner's exemption | ||
| 2025 | $1,439.00 | $26,660 | $266,500 Land $65,000 Building $201,500 |
| 2023 | $1,388.00 Homeowner's exemption | $26,480 | $264,700 Land $65,000 Building $199,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Cambridge Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Cambridge Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures