Frederick County property record for 116 Buccaneer Ct, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,914 sqft · built 2012 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $386,474 (Dec 2012) |
| Tax Bill | $3,705 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E4-1-11 |
| Primary APN | 44E4-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,914 sqft Living Area |
| Gross Area | 7,680 sqft |
| 1st Floor Area | 2,428 sqft |
| Basement Area | 2,428 sqft |
| Finished Basement | 2,428 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Terrain | Rolling |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048375 |
|---|---|
| Street Address | 116 BUCCANEER CT |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SNOWDEN BRIDGE L11 S4 |
| Legal Subdivision | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 50100 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 BUCCANEER CT, STEPHENSON, VA 22656-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Dec 18, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2012 · Amount on Record |
| Deed Sale | Dec 5, 2012 · Amount on Record |
| Prior Sale | Aug 27, 2012 · Amount on Record |
| Deed Book / Page | 1200 / 13404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 116 BUCCANEER CT, STEPHENSON, VA 22656-1953 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001830 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 220001830 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 116 BUCCANEER CT, STEPHENSON, VA 22656-1953 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013217 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 170013217 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 116 BUCCANEER CT, STEPHENSON, VA 22656-1953 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | DIRECT TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0000000163 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 200000163 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,705.00 (+10.4%) | $699,100 Land $93,000 Building $606,100 | $699,100 Land $93,000 Building $606,100 |
| 2025 | $3,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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