116 Bruce Rd, Lockport, IL 60441 Property Records

Will County property record for 116 Bruce Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$612 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-34-202-002`

Property Details

APN / Parcel Number

Primary APN	`11-04-34-202-002`
Alternative APN	`04342020020000`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	116 BRUCE RD
City	LOCKPORT
State	IL
Zip	60441-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL I: THE E 75 FT OF THE PREMISES DAF: THT PRT OF THE NE1/4 OF THE NE1/4 OF SEC 34, T36N-R10E DAF: COMM AT A PT ON THE N
Legal Range	10E
Legal Township	36N
Legal Section	34
Legal Subdivision	RENWICK PARK ESTATES
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3007
Census Tract	880702

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 BRUCE RD, LOCKPORT, IL 60441-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 24, 2019
Transfer Doc	0000044110
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	May 15, 2026
Property Address	116 BRUCE RD, LOCKPORT, IL 60441-4905
Document Number	0000028886
Instrument Date	Apr 21, 2026
Instrument	202628886
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BRUCE RD, LOCKPORT, IL 60441-4905

Mortgage

Document Number	0000028886,
Date	May 15, 2026
Instrument	202628886

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jul 11, 2019
Property Address	116 BRUCE RD, LOCKPORT, IL 60441-4905
Document Number	0000044110
Instrument Date	May 24, 2019
Instrument	44110
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BRUCE RD LOCKPORT IL 604414905, LOCKPORT, IL 60441-4905

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	May 9, 2017
Property Address	116 BRUCE RD, LOCKPORT, IL 60441-4905
Document Number	0000035933
Instrument Date	May 8, 2017
Instrument	35933
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BRUCE RD LOCKPORT IL 604414905, LOCKPORT, IL 60441-4905

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Elementary School District	Fairmont School District 89 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00 (-45.84%)	$48,899 (+7.2%) Land $9,434 Building $39,465	$146,697 (+7.2%) Land $28,302 Building $118,395
2024		$45,614 (+35.37%) Land $8,800 Building $36,814	$136,842 (+35.37%) Land $26,400 Building $110,442
2022	$1,130.00 Homeowner's exemption Senior Citizen's exemption	$33,696 Land $6,929 Building $26,767	$101,088 Land $20,787 Building $80,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile.

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