116 Browns Ln, Loretto, TN 38469 Property Records

Lawrence County property record for 116 Browns Ln, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1984
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Tax Bill	$998 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050151 04630`

Property Details

APN / Parcel Number

Primary APN	`050151 04630`
Alternative APN	`151 04630`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	77,537 sqft (1.78 acres)
Lot Dimensions	258 ft deep x 100 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	100 sqft
Deck Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	116 BROWNS LN
City	LORETTO
State	TN
Zip	38469-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: LOT 19-20-21
Legal Subdivision	HIDDEN ACRES SUBDIVISION
Legal Lot Number	19-21
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	960700

Owner

116 Browns Ln is owned and occupied by two individuals who acquired it in May 1985.

Source: Lawrence County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 BROWNS LN, LORETTO, TN 38469-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1985
Deed Sale	May 1, 1985
Prior Sale	Jan 29, 1985
Deed Book / Page	220 / 460
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Mar 15, 2022
Property Address	116 BROWNS LN, LORETTO, TN 38469-2308
Document Number	0000669555
Book / Page	669 / 555
Map Reference	CAB A SL 54
Instrument Date	Mar 9, 2022
Instrument	22001880
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BROWNS LN, LORETTO, TN 38469-2308

Mortgage

Document Number	0022001881
Date	Mar 15, 2022
Instrument	22001881

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,625 Land $4,225 Building $38,400
2023	$998.00 (+6.4%)	$42,625 (+6.36%) Land $4,225 Building $38,400
2022	$938.00	$40,075 Land $4,225 Building $35,850	$170,500 Land $16,900 Building $153,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Browns Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Browns Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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