116 Belle Gate Dr, Pooler, GA 31322 Property Records

Chatham County property record for 116 Belle Gate Dr, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,324 sqft · built 2012
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Apr 2020)
Tax Bill	$375 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-1009J-04-017`

Property Details

APN / Parcel Number

Primary APN	`5-1009J-04-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,324 sqft Living Area
Utility Area	64 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	818 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	116 BELLE GATE DR
City	POOLER
State	GA
Zip	31322-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 208 THE GATES AT SAVANNAH QUARTERS PHASE 2A SMB 42S
Legal Subdivision	GATES SAVANNAH QUARTERS PH 2A
Legal Phase	2A
Legal Lot Number	208
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	1
Census Block	1009
Census Tract	10819

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 BELLE GATE DR, POOLER, GA 31322-9731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 30, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED STATES VETERANS AFFAIRS
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Apr 23, 2020	Warranty Deed, Transfer
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	20203842
Deed Book / Page	1909 / 703
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	116 BELLE GATE DR, POOLER, GA 31322-9731
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BELLE GATE DR, POOLER, GA 31322-9731

Mortgage

Document Number	0030310109
Date	Feb 22, 2023
Book Page	0000003031/0000000109

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	116 BELLE GATE DR, POOLER, GA 31322-9731
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BELLE GATE DR, POOLER, GA 31322-9731

Mortgage

Document Number	0032520459
Date	Nov 30, 2023
Book Page	0000003252/0000000459

Lender

Name	UNITED STATES VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	116 BELLE GATE DR, POOLER, GA 31322-9731
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BELLE GATE DR, POOLER, GA 31322-9731

Mortgage

Document Number	0000001909/0000000705
Date	Apr 23, 2020
Book Page	0000001909/0000000705

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 23, 2020
Property Address	116 BELLE GATE DR, POOLER, GA 31322-9731
Document Number	0019090703
Book / Page	1909 / 703
Instrument Date	Apr 23, 2020
Instrument	2020-003842
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BELLE GATE DR, POOLER, GA 31322-9731

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	116 BELLE GATE DR, POOLER, GA 31322-9731
Transaction Type	Mortgage
Record Updated	Apr 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1288/532
Date	Mar 1, 2018
Book Page	1288/532

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,160 (+3.63%) Land $36,000 Building $141,160	$442,900 (+3.63%) Land $90,000 Building $352,900
2025	$375.00 (-91.04%) Disabled Person's exemption Veteran's exemption	$170,960 (+13.01%) Land $36,000 Building $134,960	$427,400 (+13.01%) Land $90,000 Building $337,400
2023		$151,280 (+17.2%) Land $26,000 Building $125,280	$378,200 (+17.2%) Land $65,000 Building $313,200
2022	$4,183.00	$129,080 Land $10,600 Building $118,480	$322,700 Land $26,500 Building $296,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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