Lonoke County property record for 116 Bell Rd, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,112 sqft |
| Lot Size | 6.96 acres (303,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,000 (Mar 2018) |
| Tax Bill | $2,246 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-06527-002 |
| Primary APN | 001-06527-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Flooring | Ceramic Tile |
| Construction Type | Frame |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 303,178 sqft (6.96 acres) |
| Garage Type | Attached |
| Driveway | Driveway |
| Driveway Area | 1,400 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 116 BELL RD |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-8776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E 1/2 SW NW |
| Legal Range | 08W |
| Legal Township | 04N |
| Legal Section | 09 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20107 |
Source: Lonoke County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 BELL RD, WARD, AR 72176-8776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 1, 2019 | Deed of Trust, Mortgage FIRST CMNTY BK |
| Aug 27, 2019 | Loan Modification, Mortgage FIRST CMNTY BK |
| Sep 5, 2018 | Trustee's Deed, Construction Loan · Line of Credit FIRST CMNTY BK |
| Mar 16, 2018 | Warranty Deed, Transfer · Line of Credit FIRST AR BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on Record |
| Deed Sale | Mar 15, 2018 · Amount on Record |
| Deed Document Number | 2018-002436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | WARD, AR 72176 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000015222 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2021/15222 |
| Instrument | 2021-15222 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | WARD, AR 72176 |
| Document Number | 0000011321 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 BELL RD WARD AR 72176, WARD, AR 72176 |
| Document Number | 0000011321 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 11321 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, AR 72501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | WARD, AR 72176 |
| Document Number | 0000010056 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 BELL RD WARD AR 72176, WARD, AR 72176 |
| Document Number | 0000010056 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 10056 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, AR 72503-4330 |
| Term | 12 Months |
|---|---|
| Due | Oct 6, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Sep 5, 2018 |
| Property Address | WARD, AR 72176 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 8682 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 201 RAY ST CABOT AR 720232207, CABOT, AR 72023-2207 |
| Document Number | 0000008682 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 8682 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, AR 72503-4330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 4, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Mar 16, 2018 |
| Property Address | WARD, AR 72176 |
| Document Number | 0000002436 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2436 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.60 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 SUNSHINE WARD AR 721769468, WARD, AR 72176-9468 |
| Document Number | 2437 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2437 |
| Name | FIRST AR BK&TR |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, AR 72078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 15, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,950 (+11,554.76%) Land $1,660 Building $47,290 | ||
| 2024 | $2,246.00 (+11,721.05%) | ||
| 2023 | $19.00 | $420 Land $420 | $244,750 Land $8,300 Building $236,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734 |
|---|---|
| Water Source | Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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