116 Bear St, Moyock, NC 27958 Property Records

Currituck County property record for 116 Bear St, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,935 sqft · built 2002
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,500 (Nov 2002)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8002-74-4442`

Property Details

APN / Parcel Number

Primary APN	`8002-74-4442`
Alternative APNs	`002A00000040000` `000019775` `8002-74`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,935 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000019775
Street Address	116 BEAR ST
City	MOYOCK
State	NC
Zip	27958-8696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BACKWOODS ESTATES LOT 4
Legal Subdivision	BACKWOODS ESTATES
Legal Lot Number	4
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	2
Census Block	2009
Census Tract	110201

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 BEAR ST, MOYOCK, NC 27958-8696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 17, 2024	Deed of Trust, Mortgage · VA Mortgage VERITAS FUNDING LLC
Apr 8, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2002 · Amount on Record
Deed Sale	Nov 8, 2002 · Amount on Record
Deed Book / Page	623 / 203
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	116 BEAR ST, MOYOCK, NC 27958-8696
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BEAR ST, MOYOCK, NC 27958-8696

Mortgage

Document Number	0018480571
Date	Mar 25, 2026
Book Page	1848/571
Instrument	401716

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2054

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	116 BEAR ST, MOYOCK, NC 27958-8696
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SERVICES I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BEAR ST, MOYOCK, NC 27958-8696

Mortgage

Document Number	0017780314
Date	Jul 17, 2024
Book Page	1778/314
Instrument	390273

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	116 BEAR ST, MOYOCK, NC 27958-8696
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BEAR ST, MOYOCK, NC 27958-8696

Mortgage

Document Number	0018050736
Date	Apr 8, 2025
Book Page	1805/736
Instrument	394730

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	116 BEAR ST, MOYOCK, NC 27958-8696
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018210217
Date	Aug 15, 2025
Book Page	1821/217
Instrument	397319

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00 (-0.12%)	$267,000 (-) Land $77,000 Building $190,000
2024	$1,668.00 (+9.31%)	$267,000 (-) Land $77,000 Building $190,000
2023	$1,526.00 (+17.84%)	$267,000 (-) Land $77,000 Building $190,000	$267,000 (-) Land $77,000 Building $190,000
2022	$1,295.00	$267,000 Land $77,000 Building $190,000	$267,000 (-) Land $77,000 Building $190,000
2021			$267,000 Land $77,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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