116 Apple Grove Rd, Silver Spring, MD 20904 Property Records

Montgomery County property record for 116 Apple Grove Rd, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,600 sqft · built 1957
Lot Size	1.23 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2020)
Tax Bill	$8,987 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00303996`

Property Details

APN / Parcel Number

Primary APN	`05-00303996`
Alternative APN	`00303996`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,600 sqft Living Area
Gross Area	4,414 sqft
1st Floor Area	2,406 sqft
Basement Area	1,194 sqft
Finished Basement	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	54,014 sqft
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Pool Area	720 sqft
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00303996
Street Address	116 APPLE GROVE RD
City	SILVER SPRING
State	MD
Zip	20904-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	QUAINT ACRES
Legal Subdivision	QUAINT ACRES
Legal Block	G
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	701506

Owner

116 Apple Grove Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 APPLE GROVE RD, SILVER SPRING, MD 20904-2741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 9, 2020	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Dec 28, 2015 · Amount on File
Deed Book / Page	60720 / 406
Transfer Doc	0000269005
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	116 APPLE GROVE RD, SILVER SPRING, MD 20904-2741
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	HOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 APPLE GROVE RD, SILVER SPRING, MD 20904-2741

Mortgage

Document Number	0624500357
Date	Apr 7, 2021
Book Page	62450/357

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 9, 2020
Property Address	116 APPLE GROVE RD, SILVER SPRING, MD 20904-2741
Document Number	0607200410
Book / Page	060720 / 000410
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 APPLE GROVE RD SILVER SPRING MD 209042741, SILVER SPRING, MD 20904-2741

Mortgage

Document Number	607200411
Date	Oct 9, 2020
Book Page	060720/000411

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 116 Apple Grove Rd was $8,987, down 0.2% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$883,000 (+10.35%) Land $283,100 Building $599,900	$883,000 (-) Land $283,100 Building $599,900
2025	$8,987.00 (-0.16%)	$800,167	$883,000 Land $283,100 Building $599,900
2024	$9,001.00
2023		$634,500 (+7.11%) Land $283,100 Building $351,400	$634,500 (-) Land $283,100 Building $351,400
2022	$7,191.00 Homeowner's exemption	$592,400	$634,500 Land $283,100 Building $351,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Apple Grove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Apple Grove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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