116 Annie Rd, Richlands, NC 28574 Property Records

Onslow County property record for 116 Annie Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 2003
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Aug 2026)
Tax Bill	$1,809 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43A-92`

Property Details

APN / Parcel Number

Primary APN	`43A-92`
Alternative APNs	`490033571` `487519000` `060875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	195 ft deep x 103 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490033571
Street Address	116 ANNIE RD
City	RICHLANDS
State	NC
Zip	28574-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L9 TRIFIELD ESTATES ANNEXED D/B 1698/807 03/13/01
Legal Subdivision	TRIFIELD ESTATES S1 P1
Legal Lot Number	9
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2011
Census Tract	203

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 ANNIE RD, RICHLANDS, NC 28574-8327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC
Jul 22, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 19, 2019	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Book / Page	6650 / 342
Prior Transfer Date	Mar 27, 2006
Prior Transfer Doc	0026380578
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 7, 2026
Property Address	116 ANNIE RD, RICHLANDS, NC 28574-8327
Document Number	6650000342
Book / Page	6650 / 342
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52,318.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ANNIE RD, RICHLANDS, NC 28574-8327

Mortgage

Document Number	6650000346,
Date	Aug 7, 2026
Book Page	6650/346

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 22, 2022
Property Address	116 ANNIE RD, RICHLANDS, NC 28574-8327
Document Number	0058020331
Book / Page	5802 / 331
Map Reference	MB 39 PG 116
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$430.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ANNIE RD, RICHLANDS, NC 28574-8327

Mortgage

Document Number	0005802335
Date	Jul 22, 2022
Instrument	5802-335

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 19, 2019
Property Address	116 ANNIE RD, RICHLANDS, NC 28574-8327
Document Number	0049870001
Book / Page	4987 / 001
Map Reference	MB 39 PG 116
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ANNIE RD, RICHLANDS, NC 28574-8327

Mortgage

Document Number	0000049877
Date	Jul 19, 2019
Instrument	4987/7

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Richlands Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,809.00 (+2.9%)	$228,627 (+34.56%) Land $57,500 Building $171,127	$228,627 (+34.56%) Land $57,500 Building $171,127
2025	$1,758.00	$169,902 (-) Land $40,000 Building $129,902	$169,902 (-) Land $40,000 Building $129,902
2023	$1,758.00	$169,902 Land $40,000 Building $129,902	$169,902 Land $40,000 Building $129,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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