116 Ahern Ave, Spencer, IN 47460 Property Records

Owen County property record for 116 Ahern Ave, Spencer, IN 47460

Property Summary

Property TypeAgricultural Vacant Land
Lot Size0.427 acres (18,600 sqft)
OwnerIndividual Name on Record
Last Sale$283,915 (Jul 2026)
Tax Bill$15 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN60-10-20-200-310.021-028

Property Details

APN / Parcel Number

Primary APN60-10-20-200-310.021-028
Alternative APN
  • 00005838738

Exterior

Lot Area18,600 sqft (0.427 acres)

Location & Zoning

Account Number00005838738
Street Address116 AHERN AVE
CitySPENCER
StateIN
Zip47460-6533
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal DescriptionTEXAS PIKE SD LOT 21
Legal SubdivisionTEXAS PIKE SUBDIVISION
Legal Lot Number21
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2002
Census Tract955800

Owner

Source: Owen County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address116 AHERN AVE, SPENCER, IN 47460-6533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2026 · Amount on Record
Deed SaleJul 15, 2026 · Amount on Record
Deed Document Number2026244300
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateJul 15, 2026
Property Address116 AHERN AVE, SPENCER, IN 47460-6533
Document Number0000244300
Instrument DateJul 13, 2026
Instrument2026244300
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 AHERN AVE, SPENCER, IN 47460-6533

Mortgage

Document Number0000244301,
DateJul 15, 2026
Instrument2026244301
Lender
NameRUOFF MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15.00$800 Land $800$800 Land $800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims32 (1991–2026)
Claims Outside the SFHA1 of 32
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 7 claims
  • Severe Storms And Tornadoes, And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
South Central Indiana REMC
Fiber
1,000 / 1,000

May also be available: Endeavor Communications.

Nearby Properties on Ahern Ave

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