116 7th St, Verplanck, NY 10596 Property Records

Westchester County and Cortlandt Town property record for 116 7th St, Verplanck, NY 10596

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Jul 2023)
Tax Bill	$10,953 (2026)
Deeds & Mortgages	Feb 2022 Refinance Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552289 54.6-1-66`

Property Details

APN / Parcel Number

Primary APN	`552289 54.6-1-66`
Alternative APNs	`5522890540060001066000` `9.02B-002-0`

Exterior

Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	95 ft deep x 50 ft wide

Location & Zoning

Account Number	9.02B-002-0
Street Address	116 7TH ST
City	VERPLANCK
State	NY
Zip	10596-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.02B-002-027
Legal Subdivision	MAP OF VERPLANAK
Legal Block	1
Legal Lot Number	66.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	3
Census Block	3016
Census Tract	14604

Owner

116 7th St is owned and occupied by two individuals who bought it in July 2023.

Source: Westchester County and Cortlandt Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 7TH ST, VERPLANCK, NY 10596-7710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CARTER HOLDINGS LLC
Jul 27, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP
Jan 11, 2022	Deed, Transfer · Commercial Mortgage RIVERBEND FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Jan 11, 2022 · Amount on File
Deed Document Number	20233402
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	116 7TH ST, VERPLANCK, NY 10596-7710
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ETITLE AGENCY INC, TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0620393145
Date	Feb 17, 2022
Instrument	620393145

Lender

Name	CARTER HOLDINGS LLC
Type	Non-Lending Institution
Address	ELMSFORD, NY 10523

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 27, 2023
Property Address	116 7TH ST, VERPLANCK, NY 10596-7710
Document Number	0631913402
Instrument Date	Jul 11, 2023
Instrument	631913402
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LIBERTY LAND ABSTRACT, LIBERTY LAND ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,104.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1998 COMMERCE ST, YORKTOWN HEIGHTS, NY 10598-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ROA HOOK RD STE 2, 2, CORTLANDT MANOR, NY 10567-7340

Mortgage

Document Number	0632023389
Date	Jul 27, 2023
Instrument	632023389

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 11, 2022
Property Address	116 7TH ST, VERPLANCK, NY 10596-7710
Document Number	0613423022
Map Reference	MAP 2136
Instrument Date	Jan 6, 2022
Instrument	613423022
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD AND RETURN TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 QUINLAN RD, 185, POUGHQUAG, NY 12570-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1998 COMMERCE ST, YORKTOWN HEIGHTS, NY 10598-4412

Mortgage

Document Number	0620073663
Date	Jan 11, 2022
Instrument	620073663

Lender

Name	RIVERBEND FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 116 7th St was $10,953.

Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,953.00
2025		$5,960 (-) Land $200 Building $5,760	$492,562 (-2.48%) Land $16,529 Building $476,033
2024		$5,960 (+65.56%) Land $200 Building $5,760	$505,085 (+71.17%) Land $16,949 Building $488,136
2023		$3,600 Land $200 Building $3,400	$295,082 Land $16,393 Building $278,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 7th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1989–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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