116 3rd Ave SE, Cedar Rapids, IA 52401 Property Records

Linn County property record for 116 3rd Ave SE, Cedar Rapids, IA 52401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,411 sqft · built 1900
Lot Size	0.028 acres (1,219 sqft)
Owner	Company Name on Record
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`14282-01004-00000`

Property Details

APN / Parcel Number

Primary APN	`14282-01004-00000`

Interior

Stories	2 Stories
Building Area	2,411 sqft Gross Area
1st Floor Area	2,411 sqft
Upper Floors Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	1,219 sqft (0.028 acres)
Lot Dimensions	20 ft deep x 20 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	116 3RD AVE SE
City	CEDAR RAPIDS
State	IA
Zip	52401-1404
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	O T SW 20 STR/LB 6 4
Legal Range	7W
Legal Township	83N
Legal Section	28
Legal Subdivision	ORIGINAL TOWN
Legal Block	4
Legal Lot Number	6
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	3
Census Block	3056
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cedar Rapids Central Business District Commercial Historic District listed 2015 · 47 contributing resources · NRIS 15000757

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 973, CEDAR RAPIDS, IA 52406-0973
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage HILLS BK NA
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IA CMNTY CU
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	116 3RD AVE SE, CEDAR RAPIDS, IA 52401-1404
Document Number	0107760004
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	417 1ST AVE SE CEDAR RAPIDS IA 524011309, CEDAR RAPIDS, IA 52401-1309

Mortgage

Document Number	0107760004
Date	Sep 18, 2020
Book Page	010776/000004

Lender

Name	HILLS BK NA
Address	131 MAIN ST, HILLS, IA 52235-7777

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 17, 2045

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	116 3RD AVE SE, CEDAR RAPIDS, IA 52401-1404
Document Number	0101890638
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116-120 3RD AVE SE CEDAR RAPIDS IA 524011404, CEDAR RAPIDS, IA 52401-1404

Mortgage

Document Number	0101890638
Date	Sep 5, 2018
Book Page	010189/000638

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 4, 2023

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	116 3RD AVE SE, CEDAR RAPIDS, IA 52401-1404
Document Number	0100310279
Book / Page	010031 / 000279
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	411 1ST AVE SE CEDAR RAPIDS IA 524011318, CEDAR RAPIDS, IA 52401-1318

Mortgage

Document Number	0100310279
Date	Feb 1, 2018
Book Page	010031/000279

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,600 (-) Land $36,000 Building $100,600	$136,600 (-) Land $36,000 Building $100,600
2025	$4,416.00	$136,600 (+9.37%) Land $36,000 Building $100,600	$136,600 (+9.37%) Land $36,000 Building $100,600
2024	$4,416.00 (-6%)
2023		$124,900 Land $36,000 Building $88,900	$124,900 Land $36,000 Building $88,900
2022	$4,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2008–2016)
Claims Outside the SFHA	15 of 19
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 15 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: ImOn Communications, T-Mobile, Verizon.

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