116 2nd St NE, Plato, MN 55370 Property Records

McLeod County property record for 116 2nd St NE, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1905
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2022)
Tax Bill	$1,500 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18.050.0680`

Property Details

APN / Parcel Number

Primary APN	`18.050.0680`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Total Area
1st Floor Area	792 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	116 2ND ST NE
City	PLATO
State	MN
Zip	55370-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATO BLOCK-009 S 117.1' OF LOT 12
Legal Subdivision	PLATO
Legal Block	9
Legal Lot Number	12
Jurisdiction	MCLEOD MN
Township / Civil Division	PLATO
Census Block Group	4
Census Block	4002
Census Tract	950600

Owner

Source: McLeod County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 2ND ST NE, PLATO, MN 55370-5404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST CO
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST CO
Mar 10, 2022	Warranty Deed, Transfer TITLEMARK PLLC, TITLE MARK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	20221385209
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	116 2ND ST NE, PLATO, MN 55370-5404
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475245
Date	Nov 12, 2025
Instrument	475245

Lender

Name	SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2030

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	116 2ND ST NE, PLATO, MN 55370-5404
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461423
Date	Oct 20, 2022
Instrument	461423

Lender

Name	SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 20, 2027

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Mar 10, 2022
Property Address	116 2ND ST NE, PLATO, MN 55370-5404
Document Number	0000458029
Instrument Date	Mar 4, 2022
Instrument	458029
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 2ND ST NE, PLATO, MN 55370-5404

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Plato City
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,500.00 (+90.36%)
2025		$109,900 (+31.62%) Land $27,300 Building $82,600	$109,900 (+31.62%) Land $27,300 Building $82,600
2022	$788.00	$83,500 Land $16,600 Building $66,900	$83,500 Land $16,600 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Plato serves 319 people · EPA ID MN1430007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband.

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