11597 Climax Rd, Mc Kee, KY 40447 Property Records

Rockcastle County property record for 11597 Climax Rd, Mc Kee, KY 40447

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,554 sqft)
Owner	Individual Name on Record
Tax Bill	$1,708 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079-00-049.02`

Property Details

APN / Parcel Number

Primary APN	`079-00-049.02`
Alternative APNs	`2443301` `1301201` `824901`

Exterior

Lot Area	16,554 sqft (0.38 acres)

Location & Zoning

Account Number	1301201
Street Address	11597 CLIMAX RD
City	MC KEE
State	KY
Zip	40447-9050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.38 ACRE LOT& HOUSE
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	1
Census Block	1008
Census Tract	950100

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11597 CLIMAX RD, MC KEE, KY 40447-9050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
Feb 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Dec 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021
Deed Sale	Dec 16, 2021
Deed Document Number	369235
Deed Book / Page	281 / 314
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	11597 CLIMAX RD, MC KEE, KY 40447-9050
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HIGHWAY 1016 5, 5, BEREA, KY 40403-2291

Mortgage

Document Number	000331/176
Date	Aug 4, 2022
Book Page	331/176
Instrument	371989

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 25, 2023

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	11597 CLIMAX RD, MC KEE, KY 40447-9050
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11597 CLIMAX RD D, D, MCKEE, KY 40447-9050

Mortgage

Document Number	000336/108
Date	Feb 15, 2023
Book Page	336/108
Instrument	384239

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 4, 2043

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Dec 16, 2021
Property Address	11597 CLIMAX RD, MC KEE, KY 40447-9050
Document Number	000281/314
Book / Page	281 / 314
Map Reference	MB 5 PG 598
Instrument Date	Dec 10, 2021
Instrument	369235
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 DUKE POWELL RD, MC KEE, KY 40447-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HIGHWAY 1016 APT 5, 5, BEREA, KY 40403-2291

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,708.00 (+7,016.67%)	$210,000 (+6,9%)	$210,000 (+6,9%)
2023	$24.00	$3,000	$3,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Feb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 74% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON CO WATER ASSOCIATION private · serves 13,629 people · EPA ID KY0550209
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only)

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