11595 Barnsley, Lowell, MI 49331 Property Records

Kent County property record for 11595 Barnsley, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,288 sqft · built 2003
Lot Size	0.038 acres (1,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Aug 2026)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-330-011`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-330-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	1,689 sqft (0.038 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11595 BARNSLEY
City	LOWELL
State	MI
Zip	49331-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 28 * WHISPERING HILLS PLAT NO. ONE
Legal Subdivision	WHISPERING HILLS PLAT NO. ONE
Legal Lot Number	28
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4002
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 MERRICK ST, BELDING, MI 48809-1830
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HERITAGE FINANCIAL LLC
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 16, 2019	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
Sep 25, 2017	Deed of Trust, Mortgage · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Aug 14, 2024 · Amount on Record
Deed Document Number	202656844
Prior Transfer Date	Aug 6, 2024
Prior Transfer Doc	0000044550
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 20, 2026
Property Address	11595 BARNSLEY, LOWELL, MI 49331-8828
Document Number	0000056844
Instrument Date	Aug 6, 2026
Instrument	202656844
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,365.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 MERRICK ST, BELDING, MI 48809-1830

Mortgage

Document Number	0000056845,
Date	Aug 20, 2026
Instrument	20262056845

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11595 BARNSLEY, LOWELL, MI 49331-8828
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11595 BARNSLEY, LOWELL, MI 49331-8828

Mortgage

Document Number	0000046373
Date	Aug 16, 2023
Instrument	20230816-0046373

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	May 25, 2021
Property Address	11595 BARNSLEY, LOWELL, MI 49331-8828
Document Number	0000061001
Map Reference	LB 117 PG 10
Instrument Date	May 14, 2021
Instrument	20210525-0061001
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11595 BARNSLEY, LOWELL, MI 49331-8828

Mortgage

Document Number	0000061002
Date	May 25, 2021
Instrument	20210525-0061002

Lender

Name	FIRST HERITAGE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Dec 27, 2019
Property Address	11595 BARNSLEY, LOWELL, MI 49331-8828
Document Number	0000102334
Instrument Date	Dec 3, 2019
Instrument	102334
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11595 BARNSLEY LOWELL MI 493318828, LOWELL, MI 49331-8828

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11595 BARNSLEY, LOWELL, MI 49331-8828
Document Number	0000018392
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11595 BARNSLEY LOWELL MI 493318828, LOWELL, MI 49331-8828

Mortgage

Document Number	0000018392
Date	Mar 25, 2019
Instrument	18392

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2044

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11595 BARNSLEY, LOWELL, MI 49331-8828
Document Number	0000084011
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11595 BARNSLEY LOWELL MI 493318828, LOWELL, MI 49331-8828

Mortgage

Document Number	0000084011
Date	Oct 4, 2017
Instrument	84011

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,200 (+10.95%)	$346,400 (+10.95%)
2025	$2,743.00 (+21.16%) Homeowner's exemption	$156,100 (+12.79%)	$312,200 (+12.79%)
2023		$138,400	$276,800
2021	$2,264.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEY HEIGHTS MOBILE VILLAGE private · serves 715 people · EPA ID MI0040276
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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