11594 Oak Ln, Seminole (Largo), FL 33778 Property Records

Pinellas County property record for 11594 Oak Ln, Seminole, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,897 sqft · built 2025
Lot Size	0.191 acres (8,316 sqft)
Owner	Individual Name on Record
Last Sale	$563,500 (Jul 2025)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7360-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7360-1`
Alternative APNs	`16-30-15-00000-120-1100` `301516000001201100` `153016000001201100` `R172330`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,897 sqft Living Area
Gross Area	2,577 sqft
1st Floor Area	968 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	83 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab
Porch Area	308 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172330
Street Address	11594 OAK LN
City	LARGO
State	FL
Zip	33778-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PART OF NE 1/4 OF SEC 16-30-15 DESC AS E 1/2 OF LANDS DESC AS FROM NE COR OF NW 1/4 OF NE 1/4 OF SD SEC TH N89D1441W 332.11FT TH S00D2541W 620FT FOR POB TH S00D15 46W 100FT TH N89D1441W 166FT TH N00D1546E 100FT TH S89D1441E 166FT TO POB
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	PART OF NE 1/4 OF SEC
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1001
Census Tract	25119

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11594 OAK LN, LARGO, FL 33778-2921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Deed of Trust, Mortgage · Commercial Mortgage ELS HOLDINGS LLC
Jul 1, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 16, 2024	Deed of Trust, Mortgage · Construction Mortgage ELS HOLDINGS LLC
Feb 6, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Mar 7, 2006 · Amount on Record
Deed Document Number	2025188015
Deed Book / Page	23214 / 479
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0226970332
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11594 OAK LN, LARGO, FL 33778-2921
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 97TH WAY N, ST PETERSBURG, FL 33708-3433

Mortgage

Document Number	0227992338
Date	May 14, 2024
Book Page	22799/2338
Instrument	2024124004

Lender

Name	ELS HOLDINGS LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Oct 1, 2025

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 1, 2025
Property Address	11594 OAK LN, LARGO, FL 33778-2921
Document Number	0232140479
Book / Page	23214 / 479
Instrument Date	Jun 27, 2025
Instrument	2025188015
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	MARTIN TITLE, MARLIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,944.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7650, SEMINOLE, FL 33775-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11594 OAK LN, SEMINOLE, FL 33778-2921

Mortgage

Document Number	0023214481
Date	Jul 1, 2025
Instrument	23214/481

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11598 OAK LN, SEMINOLE, FL 33778-2921
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 97TH WAY N, ST PETERSBURG, FL 33708-3433

Mortgage

Document Number	0227681139
Date	Apr 16, 2024
Book Page	22768/1139
Instrument	2024095841

Lender

Name	ELS HOLDINGS LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33181

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Oct 1, 2025

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 6, 2024
Property Address	11594 OAK LN, LARGO, FL 33778-2921
Document Number	0226970332
Book / Page	22697 / 332
Instrument Date	Jan 24, 2024
Instrument	2024029661
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5645 97TH WAY N, SAINT PETERSBURG, FL 33708-3433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 97TH WAY N, SAINT PETERSBURG, FL 33708-3433

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,763.00 (+31.76%)	$152,654 (-43.04%) Land $152,654	$152,654 (-43.04%) Land $152,654
2024	$2,097.00 (-50.45%)
2023	$4,232.00 (+12.22%)	$267,990 (+19.73%)	$267,990 (+19.73%) Land $195,344 Building $72,646
2022	$3,771.00	$223,823	$223,823 Land $169,445 Building $54,378

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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