Okaloosa County property record for 1159 Shady Grove Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,387 sqft · built 1979 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,500 (Apr 1998) |
| Tax Bill | $839 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-2111-5 |
| Primary APN | C56-000-594-2111-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,387 sqft Heated Area |
| Gross Area | 1,619 sqft |
| 1st Floor Area | 1,387 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 114,563 sqft (2.63 acres) |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1159 SHADY GROVE RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-5343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 570 FT OF NE1/4 OF SE1/4 EX E 1110 FT |
| Legal Range | 25 |
| Legal Township | 03N |
| Legal Section | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1159 SHADY GROVE RD, BAKER, FL 32531-5343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit HANCOCK BANK |
| Dec 9, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 1998 · Amount on Record |
| Deed Sale | Apr 10, 1998 · Amount on Record |
| Deed Document Number | 0002143169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 10, 2026 |
| Property Address | 1159 SHADY GROVE RD, BAKER, FL 32531-5343 |
| Document Number | 0003832264 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20263832264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1159 SHADY GROVE RD, BAKER, FL 32531-5343 |
| Document Number | 0003832264, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 20263832264 |
| Name | HANCOCK BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1159 SHADY GROVE RD, BAKER, FL 32531-5343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035914598 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 3591/4598 |
| Instrument | 3511383 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1159 SHADY GROVE RD, BAKER, FL 32531-5343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035111342 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 3511/1342 |
| Instrument | 3413805 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 1, 2035 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $839.00 (+8.12%) Homeowner's exemption | $111,984 (+5.99%) | $161,713 (+5.42%) Land $27,264 Building $134,449 |
| 2023 | $776.00 (+2.78%) Homeowner's exemption | $105,658 (+3%) | $153,393 (+7.43%) Land $23,163 Building $130,230 |
| 2022 | $755.00 Homeowner's exemption | $102,581 | $142,787 Land $21,648 Building $121,139 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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