1159 Shady Grove Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1159 Shady Grove Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,387 sqft · built 1979
Lot Size2.63 acres (114,563 sqft)
OwnerIndividual Name on Record
Last Sale$30,500 (Apr 1998)
Tax Bill$839 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-594-2111-5

Property Details

APN / Parcel Number

Primary APNC56-000-594-2111-5
Alternative APN
  • 12-3N-25-0000-0010-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,387 sqft Heated Area
Gross Area1,619 sqft
1st Floor Area1,387 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area114,563 sqft (2.63 acres)
PorchOpen Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1159 SHADY GROVE RD
CityBAKER
StateFL
Zip32531-5343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 570 FT OF NE1/4 OF SE1/4 EX E 1110 FT
Legal Range25
Legal Township03N
Legal Section12
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3029
Census Tract20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1159 SHADY GROVE RD, BAKER, FL 32531-5343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
HANCOCK BANK
Dec 9, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 1998 · Amount on Record
Deed SaleApr 10, 1998 · Amount on Record
Deed Document Number0002143169
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateAug 10, 2026
Property Address1159 SHADY GROVE RD, BAKER, FL 32531-5343
Document Number0003832264
Instrument DateJul 1, 2026
Instrument20263832264
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1159 SHADY GROVE RD, BAKER, FL 32531-5343

Mortgage

Document Number0003832264,
DateAug 10, 2026
Instrument20263832264
Lender
NameHANCOCK BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1159 SHADY GROVE RD, BAKER, FL 32531-5343
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035914598
DateDec 9, 2021
Book Page3591/4598
Instrument3511383
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1159 SHADY GROVE RD, BAKER, FL 32531-5343
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035111342
DateDec 9, 2020
Book Page3511/1342
Instrument3413805
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$839.00 (+8.12%) Homeowner's exemption$111,984 (+5.99%)$161,713 (+5.42%) Land $27,264 Building $134,449
2023$776.00 (+2.78%) Homeowner's exemption$105,658 (+3%)$153,393 (+7.43%) Land $23,163 Building $130,230
2022$755.00 Homeowner's exemption$102,581$142,787 Land $21,648 Building $121,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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